2825 38th St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2825 38th St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,531 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2025)
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Feb 2021 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-0093-030-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0093-030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,179 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2825 38TH ST
City	SACRAMENTO
State	CA
Zip	95817-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SPAFFORD BUNGALOW, LOT 8
Legal Subdivision	SPAFFORD BUNGALOW
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4008
Census Tract	1800

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2825 38TH ST, SACRAMENTO, CA 95817-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 10, 2020	Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Book / Page	20250828 / 645
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	0000000985
Record Updated	Sep 20, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 17, 2021
Property Address	2825 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	0000000644
Map Reference	MB 10 MAP 5
Instrument Date	Oct 29, 2020
Instrument	202102170644
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1400 LAKESHORE AVE APT 4, 4, OAKLAND, CA 94606-1658
Investor	Possibly a Property Investor

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 10, 2020
Property Address	2825 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	2011102012
Instrument Date	Oct 29, 2020
Instrument	2011102012
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 LAKESHORE AVE #4 OAKLAND CA 946061658, 4, OAKLAND, CA 94606-1658

Mortgage

Document Number	2011102013
Date	Nov 10, 2020
Instrument	2011102013

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2017
Property Address	2825 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	0000001065
Book / Page	20170525 / 1065
Map Reference	MB 10 MAP 5
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 38TH ST, SACRAMENTO, CA 95817-2913

Mortgage

Document Number	, 20170525/1066
Date	May 25, 2017
Instrument	20170525/1066

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000001066
Date	May 25, 2017
Book Page	20170525/1066

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,000 (-8.55%) Land $120,000 Building $370,000
2025	$6,362.00 (+1.43%)	$535,802 (+4.04%) Land $108,242 Building $427,560
2024	$6,272.00 (+2.42%)
2023	$6,124.00 (+1.71%)	$514,998 Land $104,040 Building $410,958
2022	$6,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
UnWired Broadband Holding Fixed Wireless	300 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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