2821 38th St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2821 38th St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,415 sqft · built 2007
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individuals on Record
Last Sale	$535,000 (Jun 2021)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Jun 2021 Sale Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-0093-031-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0093-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,415 sqft Living Area
1st Floor Area	565 sqft
2nd Floor Area	850 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2821 38TH ST
City	SACRAMENTO
State	CA
Zip	95817-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SPAFFORD BUNGALOW, LOT 6
Legal Subdivision	SPAFFORD BUNGALOW
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4008
Census Tract	1800

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2821 38TH ST, SACRAMENTO, CA 95817-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 13, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Mar 12, 2007 · Amount on Record
Deed Book / Page	20210603 / 1948
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	12040000001408
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 3, 2021
Property Address	2821 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	0000001948
Map Reference	MB 10 MAP 5
Instrument Date	Jun 1, 2021
Instrument	202106031948
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2821 38TH ST, SACRAMENTO, CA 95817-2913

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2821 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1909181281
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2821 38TH ST SACRAMENTO CA 958172913, SACRAMENTO, CA 95817-2913

Mortgage

Document Number	1909181281
Date	Sep 18, 2019
Instrument	1909181281

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 13, 2019
Property Address	2821 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1902131007
Instrument Date	Feb 8, 2019
Instrument	1902131007
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2821 38TH ST SACRAMENTO CA 958172913, SACRAMENTO, CA 95817-2913

Mortgage

Document Number	1902131008
Date	Feb 13, 2019
Instrument	1902131008

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2017
Property Address	2821 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1712041408
Instrument Date	Nov 28, 2017
Instrument	1712041408
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2821 38TH ST SACRAMENTO CA 958172913, SACRAMENTO, CA 95817-2913

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,681 (+2%) Land $176,651 Building $414,030
2025	$6,847.00 (+1.44%)	$579,100 (+4.04%) Land $173,188 Building $405,912
2024	$6,750.00 (+2.41%)
2023	$6,591.00 (+1.71%)	$556,614 Land $166,464 Building $390,150
2022	$6,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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