28340 Spring Creek Rd, Mendon, MI 49072 Property Records

St. Joseph County property record for 28340 Spring Creek Rd, Mendon, MI 49072

Property Summary

Property Type	General Agricultural/Rural
Details	4,288 sqft
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,201 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-007-007-00`

Property Details

APN / Parcel Number

Primary APN	`002-007-007-00`

Interior

Building Area	4,288 sqft Building Perimeter

Exterior

Lot Area	3,484,800 sqft (80 acres)

Location & Zoning

Street Address	28340 SPRING CREEK RD
City	MENDON
State	MI
Zip	49072-9530
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	E 1/2 OF SW 1/4. SEC 7 T6S R9W. 80 A.
Legal Range	09W
Legal Township	06S
Legal Section	07
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1049
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	58062 LEPLEY RD, COLON, MI 49040-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Apr 9, 2021	Intrafamily Transfer, Transfer · ARM OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2000
Deed Sale	Apr 19, 2000
Deed Book / Page	937 / 13
Last Transfer Date	Apr 5, 2021
Transfer Doc	2021003416
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	28340 SPRING CREEK RD, MENDON, MI 49072-9530
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28340 SPRING CREEK RD, MENDON, MI 49072-9530

Mortgage

Document Number	2022001054
Date	Feb 4, 2022
Instrument	2022001054

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 9, 2021
Property Address	28340 SPRING CREEK RD, MENDON, MI 49072-9530
Document Number	2021003416
Instrument Date	Apr 5, 2021
Instrument	2021003416
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	58062 LEPLEY RD, COLON, MI 49040-9714

Mortgage

Date	Apr 9, 2021

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.87%
Max Rate	8.87%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,500 (+10.9%) Land $326,500 Building $299,000	$1,251,000 (+10.9%) Land $653,000 Building $598,000
2025	$5,201.00 Homeowner's exemption	$564,000 Land $326,500 Building $237,500	$1,128,000 Land $653,000 Building $475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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