27990 Spring Creek Rd, Mendon, MI 49072 Property Records

St. Joseph County property record for 27990 Spring Creek Rd, Mendon, MI 49072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,628 sqft · built 1976
Lot Size	2.95 acres (128,502 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2025)
Tax Bill	$779 (2025)
Deeds & Mortgages	Apr 2026 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-012-018-00`

Property Details

APN / Parcel Number

Primary APN	`012-012-018-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,628 sqft Building Perimeter
1st Floor Area	1,628 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	128,502 sqft (2.95 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	27990 SPRING CREEK RD
City	MENDON
State	MI
Zip	49072-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC 12 T6S R10W TH W 551.09 FT TH N 232 FT TH N 89D 45M E TO SEC LN TH S 237.69 FT TO POB. 2.97 A.
Legal Range	10W
Legal Township	06S
Legal Section	12
Jurisdiction	ST JOSEPH MI
Township / Civil Division	NOTTAWA
Census Block Group	1
Census Block	1030
Census Tract	41301

Owner

27990 Spring Creek Rd is owned and occupied by an individual who acquired it in April 2026.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20254288
Last Transfer Date	Apr 16, 2026
Transfer Doc	0000003412
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 17, 2026
Property Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551
Document Number	0000003412
Instrument Date	Apr 16, 2026
Instrument	20263412
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551

Mortgage

Document Number	2021012499
Date	Dec 10, 2021
Instrument	2021012499

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 3, 2018
Property Address	27990 SPRING CREEK RD, MENDON, MI 49072-9551
Document Number	01925/0869
Book / Page	1925 / 0869
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31207 PRLA ENGLE RD, 31207, COLON, MI 49040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25285 FINDLEY RD, STURGIS, MI 49091-9397

Mortgage

Document Number	0001925871
Date	Aug 3, 2018
Instrument	1925/871

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 27990 Spring Creek Rd was $779 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Nottawa Township
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600 (-0.1%)	$199,200 (-0.1%)
2025	$779.00 Homeowner's exemption	$99,700 Land $16,400 Building $83,300	$199,400 Land $32,800 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27990 Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27990 Spring Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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