28327 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28327 Ramos Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,954 sqft · built 2015
Lot Size	0.26 acres (11,320 sqft)
Owner	Individual Name on File
Last Sale	$334,690 (Nov 2023)
Tax Bill	$11,559 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5717-00-00800`

Property Details

APN / Parcel Number

Primary APN	`5717-00-00800`
Alternative APN	`R436869`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,954 sqft Living Area
Gross Area	4,594 sqft
1st Floor Area	2,524 sqft
2nd Floor Area	1,430 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,320 sqft (0.26 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28327 RAMOS DR
City	SPRING
State	TX
Zip	77386-1397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S571700 - HARMONY CREEK 01, BLOCK 1, LOT 8
Legal Subdivision	HARMONY CREEK 01
Legal Block	1
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2032
Census Tract	692009

Owner

28327 Ramos Dr is owned and occupied by an individual who bought it in November 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28327 RAMOS DR, SPRING, TX 77386-1397
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Nov 8, 2023	· Seller Carry-Back RYAN DALTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	2023108085
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0000088565
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28327 RAMOS DR, SPRING, TX 77386-1397
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28327 RAMOS DR, SPRING, TX 77386-1397

Mortgage

Document Number	0000001034
Date	Jan 3, 2024
Instrument	2024001034

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2029

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28327 RAMOS DR, SPRING, TX 77386-1397
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106482
Date	Aug 2, 2021
Instrument	2021106482

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Aug 1, 2045

November 2023:

Jurisdiction	MONTGOMERY TX
Recording Date	Nov 8, 2023
Property Address	28327 RAMOS DR, SPRING, TX 77386-1397
Document Number	0000108085
Map Reference	CAB Z SH 2581
Instrument Date	Oct 24, 2023
Instrument	2023108085
Record Updated	Dec 5, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4023 FISH HOOK CT, SPRING, TX 77386-2066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28327 RAMOS DR, SPRING, TX 77386-1397

Mortgage

Document Number	0000108086
Date	Nov 8, 2023
Instrument	2023108086

Lender

Name	RYAN DALTON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28327 Ramos Dr was $11,559 with exemptions applied, down 14.1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,938 (-3.75%) Land $43,566 Building $548,372	$591,938 (-3.75%) Land $43,566 Building $548,372
2025	$11,559.00 (-14.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$615,000 (-7.18%) Land $43,566 Building $571,434	$615,000 (-7.18%) Land $43,566 Building $571,434
2024	$13,454.00 (+115.09%) Homeowner's exemption	$662,589 (+33.19%) Land $43,566 Building $619,023	$662,589 (+10.43%) Land $43,566 Building $619,023
2023	$6,255.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$497,460 Land $43,560 Building $556,440	$600,000 Land $43,560 Building $556,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28327 Ramos Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28327 Ramos Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 119 SPRING TRAILS serves 6,621 people · EPA ID TX1700773
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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