28323 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28323 Ramos Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,508 sqft · built 2013
Lot Size0.221 acres (9,603 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jun 2015)
Tax Bill$10,184 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5717-00-00900

Property Details

APN / Parcel Number

Primary APN5717-00-00900
Alternative APN
  • R436870

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,508 sqft Living Area
Gross Area4,038 sqft
1st Floor Area2,388 sqft
2nd Floor Area1,120 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,603 sqft (0.221 acres)
View / LotPrimary
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28323 RAMOS DR
CitySPRING
StateTX
Zip77386-1397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS571700 - HARMONY CREEK 01, BLOCK 1, LOT 9
Legal SubdivisionHARMONY CREEK 01
Legal Block1
Legal Lot Number9
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2032
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28323 RAMOS DR, SPRING, TX 77386-1397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2015 · Amount on Record
Deed SaleJun 22, 2015 · Amount on Record
Prior SaleApr 30, 2014
Deed Document Number201558540
Prior Transfer DateJun 19, 2015
Prior Transfer Doc0000058540
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28323 RAMOS DR, SPRING, TX 77386-1397
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110039
DateOct 1, 2020
Instrument2020110039
Lender
NameLOANFLIGHT LENDING LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$550,000 (+2.36%) Land $42,724 Building $507,276$550,000 (-0.71%) Land $42,724 Building $507,276
2025$10,184.00 (+3.87%) Homeowner's exemption$537,325 (+1%) Land $42,724 Building $511,224$553,948 (-3.66%) Land $42,724 Building $511,224
2024$9,805.00 (+75.56%) Homeowner's exemption$488,477 (+1%) Land $42,724 Building $532,276$575,000 (+7.48%) Land $42,724 Building $532,276
2023$5,585.00 Homeowner's exemption$444,070 Land $42,720 Building $492,280$535,000 Land $42,720 Building $492,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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