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28326 Ramos Dr, Spring, TX 77386 Property Records

Montgomery County property record for 28326 Ramos Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,491 sqft · built 2014
Lot Size0.305 acres (13,297 sqft)
Owner2 Individual Names on Record
Tax Bill$10,747 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5717-00-00700

Property Details

APN / Parcel Number

Primary APN5717-00-00700
Alternative APN
  • R436868

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,491 sqft Living Area
Gross Area4,063 sqft
1st Floor Area2,811 sqft
2nd Floor Area680 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area13,297 sqft (0.305 acres)
View / LotPrimary
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28326 RAMOS DR
CitySPRING
StateTX
Zip77386-1396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS571700 - HARMONY CREEK 01, BLOCK 1, LOT 7
Legal SubdivisionHARMONY CREEK 01
Legal Block1
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2032
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28326 RAMOS DR, SPRING, TX 77386-1396
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2014
Deed SaleJul 22, 2014
Prior SaleOct 9, 2013
Deed Document Number201470365
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28326 RAMOS DR, SPRING, TX 77386-1396
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28326 RAMOS DR, SPRING, TX 77386-1396

Mortgage

Document Number0000145063
DateOct 19, 2021
Instrument2021145063
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term274 Months
DueAug 1, 2044

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$542,520 (-3.74%) Land $44,535 Building $497,985$542,520 (-3.75%) Land $44,535 Building $497,985
2025$10,747.00 (+4.03%) Homeowner's exemption$563,582 (+1%) Land $44,535 Building $519,122$563,657 (-3.65%) Land $44,535 Building $519,122
2024$10,331.00 (+74.95%) Homeowner's exemption$512,347 (+1%) Land $44,535 Building $540,465$585,000 (+3.93%) Land $44,535 Building $540,465
2023$5,905.00 Homeowner's exemption$465,770 Land $44,530 Building $518,340$562,870 Land $44,530 Building $518,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 119 SPRING TRAILS
serves 6,621 people · EPA ID TX1700773
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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