McHenry County property record for 2826 Waterfront Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,072 sqft · built 2002 |
| Lot Size | 0.061 acres (2,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2016) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-30-451-061 |
| Primary APN | 19-30-451-061 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft |
| Gross Area | 3,073 sqft |
| 1st Floor Area | 1,001 sqft |
| 2nd Floor Area | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Wood |
| Lot Area | 2,699 sqft (0.061 acres) |
| Lot Dimensions | 66 ft deep x 41 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2826 WATERFRONT AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0030819 W 40.94FT LT 8 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 30 |
| Legal Subdivision | CREEKSIDE/ALGONQUIN/MDWS & VLS |
| Legal Phase | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 871206 |
2826 Waterfront Ave is owned and occupied by an individual who bought it in August 2016.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2826 WATERFRONT AVE, ALGONQUIN, IL 60102-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on File |
| Deed Sale | Aug 19, 2016 · Amount on File |
| Prior Sale | Mar 26, 2010 · Amount on File |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2826 WATERFRONT AVE, ALGONQUIN, IL 60102-6835 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000051257 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020R0051257 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $97,346 Land $16,326 Building $81,020 | $292,038 Land $48,978 Building $243,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2826 Waterfront Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2826 Waterfront Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: i3 Broadband.
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