2832 W River Rd, Mora, MN 55051 Property Records

Kanabec County property record for 2832 W River Rd, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,177 sqft · built 1992
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (May 2011)
Tax Bill	$3,778 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 1 more
APN	`12-03980-00`

Property Details

APN / Parcel Number

Primary APN	`12-03980-00`
Alternative APN	`9866`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,177 sqft Adjusted Area
1st Floor Area	2,289 sqft
Basement Area	222 sqft
Finished Basement	222 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)
Lot Dimensions	900 ft deep x 228 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	9866
Street Address	2832 W RIVER RD
City	MORA
State	MN
Zip	55051-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-015 BLOCK-003
Legal Range	23
Legal Township	41
Legal Section	28
Legal Subdivision	SNAKE RIVER VIEW 1ST ADDITION
Legal Block	3
Legal Lot Number	15
Jurisdiction	KANABEC MN
Township / Civil Division	PEACE
Census Block Group	3
Census Block	3003
Census Tract	480100

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2832 W RIVER RD, MORA, MN 55051-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAE CREDIT UNION
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2011 · Amount on Record
Deed Sale	May 27, 2011 · Amount on Record
Deed Document Number	2011239611
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	223168
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Recording Date	Apr 2, 2026
Property Address	2832 W RIVER RD, MORA, MN 55051-6211
Document Number	0000290823
Instrument Date	Mar 20, 2026
Instrument	2026290823
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 W RIVER RD, MORA, MN 55051-6211

Mortgage

Document Number	0000290823,
Date	Apr 2, 2026
Instrument	2026290823

Lender

Name	BAE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2033

Interest

Rate	6.01%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2832 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	EC TITLE SERVICES, CU TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	275698
Date	Aug 26, 2021
Instrument	275698

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2028

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2832 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	267045
Date	Jul 30, 2019
Instrument	267045

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Peace Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,778.00 (-8.3%) Homeowner's exemption Senior Citizen's exemption	$347,600 (+3.89%) Land $113,300 Building $234,300	$347,600 (+3.89%) Land $113,300 Building $234,300
2025	$4,120.00 (-0.43%) Homeowner's exemption	$334,600 (-6.46%) Land $97,800 Building $236,800	$334,600 (-6.46%) Land $97,800 Building $236,800
2023	$4,138.00	$357,700 Land $87,300 Building $270,400	$357,700 Land $87,300 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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