2828 W River Rd, Mora, MN 55051 Property Records

Kanabec County property record for 2828 W River Rd, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,652 sqft · built 2007
Lot Size	3.68 acres (160,301 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2026)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
APN	`12-03985-00`

Property Details

APN / Parcel Number

Primary APN	`12-03985-00`
Alternative APN	`9867`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,652 sqft Adjusted Area
1st Floor Area	1,652 sqft
Basement Area	1,155 sqft
Finished Basement	1,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,301 sqft (3.68 acres)
Lot Dimensions	760 ft deep x 190 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	260 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	9867
Street Address	2828 W RIVER RD
City	MORA
State	MN
Zip	55051-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-016 BLOCK-003
Legal Range	23
Legal Township	41
Legal Section	28
Legal Subdivision	SNAKE RIVER VIEW 1ST ADDITION
Legal Block	3
Legal Lot Number	16
Jurisdiction	KANABEC MN
Township / Civil Division	PEACE
Census Block Group	3
Census Block	3003
Census Tract	480100

Owner

2828 W River Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Kanabec County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2828 W RIVER RD, MORA, MN 55051-6211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage MINNCO CREDIT UNION
Oct 17, 2022	Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	2026291428
Prior Transfer Date	Sep 20, 2011
Prior Transfer Doc	0000253268
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Jun 11, 2026
Property Address	2828 W RIVER RD, MORA, MN 55051-6211
Document Number	0000291428
Instrument Date	Jun 10, 2026
Instrument	2026291428
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2828 W RIVER RD, MORA, MN 55051-6211

Mortgage

Document Number	0000291429,
Date	Jun 11, 2026
Instrument	2026291429

Lender

Name	MINNCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Oct 17, 2022
Property Address	2828 W RIVER RD, MORA, MN 55051-6211
Document Number	0000280301
Instrument Date	Oct 3, 2022
Instrument	280301
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2828 W RIVER RD, MORA, MN 55051-6211

Mortgage

Document Number	0000280302
Date	Oct 17, 2022
Instrument	280302

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2828 W River Rd was $1,634 with a senior citizen's exemption, down 2% from the year before.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Peace Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (-19.98%) Senior Citizen's exemption	$447,100 (+2.01%) Land $97,400 Building $349,700	$447,100 (+2.01%) Land $97,400 Building $349,700
2025	$2,042.00	$438,300 Land $84,200 Building $354,100	$438,300 Land $84,200 Building $354,100
2023	$1,652.00	$441,000 Land $34,300 Building $406,700	$441,000 Land $34,300 Building $406,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2828 W River Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 W River Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W River Rd

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