2858 W River Rd, Mora, MN 55051 Property Records

Kanabec County property record for 2858 W River Rd, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,302 sqft · built 1994
Lot Size	3.09 acres (134,600 sqft)
Owner	Individual on Record
Last Sale	$280,000 (Nov 2021)
Tax Bill	$4,000 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Mortgage + 3 more
APN	`12.03945.00`

Property Details

APN / Parcel Number

Primary APN	`12.03945.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	5 Rooms
Building Area	1,302 sqft Adjusted Area
1st Floor Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	134,600 sqft (3.09 acres)
Lot Dimensions	597 ft deep x 276 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	2858 W RIVER RD
City	MORA
State	MN
Zip	55051-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-008 BLOCK-003
Legal Range	23W
Legal Township	41N
Legal Section	28
Legal Subdivision	SNAKE RIVER VIEW 1ST ADDITION
Legal Block	3
Legal Lot Number	8
Jurisdiction	KANABEC MN
Township / Civil Division	PEACE
Census Block Group	3
Census Block	3003
Census Tract	480100

Owner

Source: Kanabec County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2858 W RIVER RD, MORA, MN 55051-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage HUD
Jul 28, 2023	Deed of Trust, Mortgage HUD
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Dec 21, 2010 · Amount on Record
Deed Document Number	2021276802
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2858 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284665
Date	Apr 19, 2024
Instrument	284665

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Dec 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2858 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282525
Date	Jul 28, 2023
Instrument	282525

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2858 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000259619
Date	May 22, 2017
Instrument	259619

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2037

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2858 W RIVER RD, MORA, MN 55051-6211
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	@TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273790
Date	Apr 8, 2021
Instrument	273790

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Nov 24, 2021
Property Address	2858 W RIVER RD, MORA, MN 55051-6211
Document Number	0000276802
Instrument Date	Nov 19, 2021
Instrument	276802
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2858 W RIVER RD, MORA, MN 55051-6211

Mortgage

Document Number	0000276803
Date	Nov 24, 2021
Instrument	276803

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000276804
Date	Nov 24, 2021
Instrument	276804

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Peace Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,000.00 (-5.35%) Homeowner's exemption	$347,900 (-4.11%) Land $105,700 Building $242,200	$347,900 (-4.11%) Land $105,700 Building $242,200
2023	$4,226.00	$362,800 Land $85,600 Building $277,200	$362,800 Land $85,600 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000

May also be available: GigFire.

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