2832 Rutger St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 2832 Rutger St, Saint Louis, MO 63104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,664 sqft · built 2004
Lot Size	0.161 acres (6,999 sqft)
Owner	Individual Name on Record
Last Sale	$296,632 (Jan 2022)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Mortgage
APN	`1258-9-260.000`

Property Details

APN / Parcel Number

Primary APN	`1258-9-260.000`
Alternative APN	`1258-00-0260-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Construction Type	Frame
Lot Area	6,999 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2832 RUTGER ST
City	SAINT LOUIS
State	MO
Zip	63104-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	C. B. 1258 RUTGER ST 56.00 FT X 124.99 FT BUDER PL 12TH ADDN LOT 79
Legal Subdivision	BUDER PL 12TH ADD
Legal Block	3
Legal Lot Number	79
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3030
Census Tract	127400

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2832 RUTGER ST, SAINT LOUIS, MO 63104-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Dec 16, 2004
Deed Document Number	202275
Deed Book / Page	131202 / 75
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jan 31, 2022
Property Address	2832 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0000000075
Map Reference	MB 80 PG 28
Instrument Date	Jan 20, 2022
Instrument	01312022-0075
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	962 BENTSTATION LN APT 256, 962, LAKE MARY, FL 32746-2277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 RUTGER ST, SAINT LOUIS, MO 63104-1836

Mortgage

Document Number	0000000076
Date	Jan 31, 2022
Instrument	01312022-0076

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000000077
Date	Jan 31, 2022
Instrument	01312022-0077

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2832 RUTGER ST, SAINT LOUIS, MO 63104-1836
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 RUTGER ST, SAINT LOUIS, MO 63104-1836

Mortgage

Document Number	0000000079
Date	Jul 7, 2021
Instrument	07072021-0079

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700 (-) Land $2,660 Building $51,040
2025	$4,424.00 (+13.46%)	$53,700 (+10.4%) Land $2,660 Building $51,040	$282,618 (+10.4%) Land $14,000 Building $268,618
2023	$3,899.00 (+6.21%)	$48,640 (+10.34%) Land $2,660 Building $45,980	$256,000 (+10.34%) Land $14,000 Building $242,000
2022	$3,671.00	$44,080 Land $2,660 Building $41,420
2021			$232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Wisper ISP.

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