2824 Rutger St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 2824 Rutger St, Saint Louis, MO 63104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,026 sqft · built 2004
Lot Size	0.143 acres (6,249 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2018)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
APN	`1258-9-280.000`

Property Details

APN / Parcel Number

Primary APN	`1258-9-280.000`
Alternative APN	`1258-00-0280-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Construction Type	Frame
Lot Area	6,249 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2824 RUTGER ST
City	SAINT LOUIS
State	MO
Zip	63104-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	C. B. 1258 RUTGER ST 50 FT X 124.97 FT BUDER PL 12H ADDN LOT 81
Legal Subdivision	BUDER PL 12H ADDN
Legal Block	3
Legal Lot Number	81
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3030
Census Tract	127400

Owner

2824 Rutger St is owned and occupied by an individual who bought it in July 2018.

Source: St. Louis City records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2824 RUTGER ST, SAINT LOUIS, MO 63104-1836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage CITIBANK
Jul 25, 2018	Warranty Deed, Transfer CITIBANK
May 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Mar 21, 2013 · Amount on File
Deed Document Number	201838
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000000274
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2824 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0004230008
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 RUTGER ST ST LOUIS MO 631041836, ST LOUIS, MO 63104-1836

Mortgage

Document Number	0004230008
Date	Apr 23, 2020
Instrument	200423000008

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jul 25, 2018
Property Address	2824 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0007250038
Instrument Date	Jul 24, 2018
Instrument	180725000038
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 RUTGER ST ST LOUIS MO 631041836, ST LOUIS, MO 63104-1836

Mortgage

Document Number	7250039
Date	Jul 25, 2018
Instrument	180725000039

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	May 7, 2018
Property Address	2824 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0005070274
Instrument Date	Apr 17, 2018
Instrument	180507000274
Transaction Type	Transfer
Record Updated	May 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 NATHANS WAY #G08 GRAND HAVEN MI 494171214, G08, GRAND HAVEN, MI 49417-1214

Tax Assessment & Valuation

The 2025 property tax bill for 2824 Rutger St was $3,220.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,000 (-) Land $2,380 Building $36,620
2025	$3,220.00	$39,000 Land $2,380 Building $36,620	$205,263 Land $12,500 Building $192,763
2023	$2,843.00 (+6%)	$35,380 (+10.18%) Land $2,380 Building $33,000	$186,210 Land $12,526 Building $173,684
2022	$2,682.00	$32,110 Land $2,380 Building $29,730
2021			$169,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2824 Rutger St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2824 Rutger St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Wisper ISP.

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