2820 Rutger St, Saint Louis, MO 63104 Property Records

St. Louis City property record for 2820 Rutger St, Saint Louis, MO 63104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,976 sqft · built 2004
Lot Size	0.143 acres (6,248 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2017)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 1 more
APN	`1258-9-290.000`

Property Details

APN / Parcel Number

Primary APN	`1258-9-290.000`
Alternative APN	`1258-00-0290-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Construction Type	Frame
Lot Area	6,248 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 RUTGER ST
City	SAINT LOUIS
State	MO
Zip	63104-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	C. B. 1258 RUTGER ST 50 FT X 124.96 FT BUDER PL 12H ADDN LOT 82
Legal Subdivision	BUDER PL 12H ADDN
Legal Block	3
Legal Lot Number	82
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3030
Census Tract	127400

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2820 RUTGER ST, SAINT LOUIS, MO 63104-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jul 18, 2017	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	201759
Prior Transfer Date	Dec 16, 2016
Prior Transfer Doc	0000000213
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2820 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0000220167
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 RUTGER ST ST LOUIS MO 631041836, ST LOUIS, MO 63104-1836

Mortgage

Document Number	0000220167
Date	Oct 22, 2020
Instrument	201022000167

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	2820 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0002160160
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 RUTGER ST ST LOUIS MO 631041836, ST LOUIS, MO 63104-1836

Mortgage

Document Number	0002160160
Date	Dec 16, 2019
Instrument	191216000160

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Jul 18, 2017
Property Address	2820 RUTGER ST, SAINT LOUIS, MO 63104-1836
Document Number	0007180059
Instrument Date	Jul 10, 2017
Instrument	170718000059
Transaction Type	Transfer
Record Updated	Nov 18, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 RUTGER ST ST LOUIS MO 631041836, ST LOUIS, MO 63104-1836

Mortgage

Document Number	7180060
Date	Jul 18, 2017
Instrument	170718000060

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,460 (-) Land $2,380 Building $31,080
2025	$2,767.00 (+10.33%)	$33,460 (+7.38%) Land $2,380 Building $31,080	$176,067 (+7.36%) Land $12,500 Building $163,567
2023	$2,508.00 (+3.38%)	$31,160 (+7.37%) Land $2,380 Building $28,780	$164,000 (+7.37%) Land $12,526 Building $151,474
2022	$2,426.00	$29,020 Land $2,380 Building $26,640
2021			$152,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Rutger St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures