2831 E Waco Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2831 E Waco Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,998 sqft · built 2004
Lot Size	0.266 acres (11,625 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jul 2020)
Tax Bill	$5,037 (2024)
Deeds & Mortgages	May 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-33-08-0010`

Property Details

APN / Parcel Number

Primary APN	`8130-33-08-0010`
Alternative APNs	`31183033080010` `2759241.0` `2759241`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,998 sqft Living Area
1st Floor Area	1,364 sqft
2nd Floor Area	1,382 sqft
Upper Floors Area	1,382 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,625 sqft (0.266 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2759241.0
Old Parcel Number	31183033080010
Street Address	2831 E WACO DR
City	DELTONA
State	FL
Zip	32738-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 1 BLK 840 DELTONA LAKES UNIT 33 MB 27 PGS 128 TO 133 INC PER OR 5280 PG 4081 PER OR 5430 PG 0677 PER OR 7886 PG 3860
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	33
Legal Block	840
Legal Lot Number	1
Legal Unit	33
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	4
Census Block	4000
Census Tract	91020

Owner

2831 E Waco Dr is owned and occupied by an individual who bought it in July 2020.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	2831 E WACO DR, DELTONA, FL 32738-1919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 29, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Nov 4, 2004 · Amount on File
Deed Document Number	2020-139096
Deed Book / Page	7886 / 3860
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2831 E WACO DR, DELTONA, FL 32738-1919
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E WACO DR, DELTONA, FL 32738-1919

Mortgage

Document Number	0084090502
Date	May 19, 2023
Book Page	8409/502
Instrument	2023103029

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2831 E WACO DR, DELTONA, FL 32738-1919
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E WACO DR, DELTONA, FL 32738-1919

Mortgage

Document Number	0083743391
Date	Mar 2, 2023
Book Page	8374/3391
Instrument	2023042461

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 29, 2020
Property Address	2831 E WACO DR, DELTONA, FL 32738-1919
Document Number	0078863860
Book / Page	7886 / 3860
Map Reference	MB 27 PG 128-133
Instrument Date	Jul 23, 2020
Instrument	2020-139096
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 VICTORIA DR, 220, BLAIRSVILLE, GA 30512-5882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E WACO DR # D, D, DELTONA, FL 32738-1919

Mortgage

Document Number	0078863862
Date	Jul 29, 2020
Instrument	7886/3862

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,685	$376,485 Land $60,087 Building $316,398
2024	$5,037.00 (+2.48%)
2023	$4,915.00 (+15.21%) Homeowner's exemption	$275,209 (+16%)	$384,437 (+27.34%) Land $54,033 Building $330,404
2022	$4,266.00 Homeowner's exemption	$237,246	$301,898 Land $38,595 Building $263,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2831 E Waco Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2831 E Waco Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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