Volusia County property record for 2820 E Waco Dr, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,222 sqft · built 2003 |
| Lot Size | 0.247 acres (10,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Oct 2025) |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-33-13-0140 |
| Primary APN | 8130-33-13-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,102 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,750 sqft (0.247 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2760419 |
|---|---|
| Street Address | 2820 E WACO DR |
| City | DELTONA |
| State | FL |
| Zip | 32738-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R |
| Legal Description | 30-18-31 LOT 14 BLK 845 DELTONA LAKES UNIT 33 MB 27 PGS 128-133 INC PER OR 5110 PG 3377 PER OR 5381 PG 4389 PER OR 7038 PG 4571 PER OR 8133 PG 3834 PER OR 8768 PG 4335 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA LAKES |
| Legal Tract | 33 |
| Legal Block | 845 |
| Legal Lot Number | 14 |
| Legal Unit | 33 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 91020 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC |
| Oct 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Apr 19, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Oct 7, 2021 · Amount on Record |
| Deed Document Number | 2025196247 |
| Deed Book / Page | 8768 / 4335 |
| Prior Transfer Date | Jul 24, 2001 |
| Prior Transfer Doc | 4719002444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 0087684335 |
| Book / Page | 8768 / 4335 |
| Map Reference | MB 27 PG 128 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025196247 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HC 1 BOX 5839, MOCA, PR 00676-9059 |
| Name | Verified Name |
|---|---|
| Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 0087684337 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 8768/4337 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 7, 2021 |
| Property Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 0081333834 |
| Book / Page | 8133 / 3834 |
| Map Reference | MB 27 PG 128-133 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021-241731 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1331, LIVE OAK, FL 32064-1331 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 81333836 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 8133/3836 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 0076940209 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2820 E WACO DR DELTONA FL 327381911, DELTONA, FL 32738-1911 |
| Document Number | 0076940209 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 007694/000209 |
| Instrument | 94705 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate | 4.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2820 E WACO DR, DELTONA, FL 32738-1911 |
| Document Number | 0076892660 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2820 E WACO DR DELTONA FL 327381911, DELTONA, FL 32738-1911 |
| Document Number | 0076892660 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 007689/002660 |
| Instrument | 87330 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,168 (-4.66%) Land $61,920 Building $213,248 | $275,168 (-9.22%) Land $61,920 Building $213,248 | |
| 2025 | $5,074.00 (+1.89%) Homeowner's exemption | $288,607 (+2.9%) | $303,123 (-3.97%) Land $61,060 Building $242,063 |
| 2024 | $4,980.00 (+2.51%) Homeowner's exemption | $280,474 (+3%) | $315,663 (+3.4%) Land $58,050 Building $257,613 |
| 2023 | $4,858.00 (+0.93%) Homeowner's exemption | $272,305 (+3%) | $305,284 (+15.47%) Land $54,782 Building $250,502 |
| 2022 | $4,813.00 Homeowner's exemption | $264,374 Land $39,130 Building $225,244 | $264,374 Land $39,130 Building $225,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 18 (2002–2022) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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