2860 E Waco Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2860 E Waco Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,781 sqft · built 2006
Lot Size	0.281 acres (12,282 sqft)
Owner	Owner Name on Record
Last Sale	$238,000 (Jan 2007)
Tax Bill	$1,648 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-33-11-0400`

Property Details

APN / Parcel Number

Primary APN	`8130-33-11-0400`
Alternative APNs	`31183033110400` `2760222.0` `2760222`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,781 sqft Living Area
1st Floor Area	1,228 sqft
2nd Floor Area	1,320 sqft
Upper Floors Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,282 sqft (0.281 acres)
Lot Dimensions	138 ft deep x 89 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2760222.0
Old Parcel Number	31183033110400
Street Address	2860 E WACO DR
City	DELTONA
State	FL
Zip	32738-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 40 BLK 843 DELTONA LAKES UNIT 33 MB 27 PGS 128 TO 133 PER OR 5714 PG 1773 PER OR 5714 PG 1774 PER OR 5987 PG 2297
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	33
Legal Block	843
Legal Lot Number	40
Legal Unit	33
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1021
Census Tract	91020

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	2860 E WACO DR, DELTONA, FL 32738-1928
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2007 · Amount on Record
Deed Sale	Jan 10, 2007 · Amount on Record
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	2007-006543
Deed Book / Page	5987 / 2297
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2860 E WACO DR, DELTONA, FL 32738-1928
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 E WACO DR, DELTONA, FL 32738-1928

Mortgage

Document Number	0081743575
Date	Dec 21, 2021
Book Page	8174/3575
Instrument	2021303504

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2860 E WACO DR, DELTONA, FL 32738-1928
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077481278
Date	Sep 18, 2019
Book Page	7748/1278
Instrument	2019-183461

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,375 (+5.99%)	$348,435 (-1.52%) Land $59,803 Building $288,632
2024	$1,648.00 (+7.01%)
2023	$1,540.00 (+2.39%) Homeowner's exemption	$103,198 (+3%)	$353,797 (+13.96%) Land $53,777 Building $300,020
2022	$1,504.00 Homeowner's exemption	$100,192	$310,448 Land $38,412 Building $272,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	18 (2002–2022)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Oct 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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