2831 E Sunset Dr, Bellingham, WA 98226 Property Records

Whatcom County property record for 2831 E Sunset Dr, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1956
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Mar 2019)
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559767`

Property Details

APN / Parcel Number

Primary APN	`559767`
Alternative APNs	`380316 175198 0000` `59196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	559767
Street Address	2831 E SUNSET DR
City	BELLINGHAM
State	WA
Zip	98226-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LINDSHIER GARDENS NE 20 FT OF LOT 6-ALL LOT 7-SWLY 20 FT OF LOT 8 BLK 2-EXC PTN TO CITY OF BELLINGHAM FOR STREET DESC AF 2071
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	LINDSHIER GARDENS
Legal Block	2
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2008
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 726, DEMING, WA 98244-0726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 29, 2019	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	2019-0302742
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2831 E SUNSET DR, BELLINGHAM, WA 98226-5611
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, GUARDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305466
Date	Mar 29, 2021
Instrument	2021-0305466

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2831 E SUNSET DR, BELLINGHAM, WA 98226-5611
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401610
Date	Apr 14, 2022
Instrument	2022-0401610

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 29, 2019
Property Address	2831 E SUNSET DR, BELLINGHAM, WA 98226-5611
Document Number	2190302742
Instrument Date	Mar 26, 2019
Instrument	302742
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,769.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 E SUNSET DR BELLINGHAM WA 982265611, BELLINGHAM, WA 98226-5611

Mortgage

Document Number	2190302743
Date	Mar 29, 2019
Instrument	302743

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00 (+53.23%)	$539,676 (+15.75%) Land $210,090 Building $329,586	$539,676 (+15.75%) Land $210,090 Building $329,586
2022		$466,235 Land $181,500 Building $284,735	$466,235 Land $181,500 Building $284,735
2021	$2,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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