2849 E Sunset Dr, Bellingham, WA 98226 Property Records

Whatcom County property record for 2849 E Sunset Dr, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,335 sqft · built 1945
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jul 2015)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`522145`

Property Details

APN / Parcel Number

Primary APN	`522145`
Alternative APNs	`380316 191208 0000` `59205`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	330 sqft
Unfinished Basement	330 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Storage Building	792 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	522145
Street Address	2849 E SUNSET DR
City	BELLINGHAM
State	WA
Zip	98226-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LINDSHIER GARDENS LOTS 10-11 BLK 2-EXC PTN TO CITY OF BELLINGHAM FOR STREET DESC AF 2080100260
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	LINDSHIER GARDENS
Legal Block	2
Legal Lot Number	10 11
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2008
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 28715, BELLINGHAM, WA 98228-0715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	2150700977
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2849 E SUNSET DR, BELLINGHAM, WA 98226-5611
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200776
Date	Feb 10, 2026
Instrument	2026-0200776

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2849 E SUNSET DR, BELLINGHAM, WA 98226-5611
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305447
Date	Mar 29, 2021
Instrument	2021-0305447

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 (+287.26%) Senior Citizen's exemption	$200,832 (-) Land $75,000 Building $125,832	$521,677 (+15.75%) Land $210,090 Building $311,587
2022		$200,832 Land $75,000 Building $125,832	$450,685 Land $181,500 Building $269,185
2021	$424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink.

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