2827 E Sunset Dr, Bellingham, WA 98226 Property Records

Whatcom County property record for 2827 E Sunset Dr, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Aug 2025)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`524657`

Property Details

APN / Parcel Number

Primary APN	`524657`
Alternative APNs	`380316 167194 0000` `59189`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	12 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	524657
Street Address	2827 E SUNSET DR
City	BELLINGHAM
State	WA
Zip	98226-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LINDSHIER GARDENS NE 40 FT OF LOT 5-SW 40 FT OF LOT 6 BLK 2-EXC PTN TO CITY OF BELLINGHAM FOR STREET DESC AF 2080500742
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	LINDSHIER GARDENS
Legal Block	2
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2008
Census Tract	102

Owner

2827 E Sunset Dr is owned and occupied by an individual who bought it in August 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2827 E SUNSET DR, BELLINGHAM, WA 98226-5611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Dec 8, 2017	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK
Oct 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Aug 28, 2025 · Amount on File
Deed Document Number	2025-0802272
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2827 E SUNSET DR, BELLINGHAM, WA 98226-5611
Document Number	2201100976
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	COOPERATION SERVICES COMPANY, COOPERATION SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 E SUNSET DR BELLINGHAM WA 982265611, BELLINGHAM, WA 98226-5611

Mortgage

Document Number	2201100976
Date	Nov 5, 2020
Instrument	1100976

Lender

Name	UMPQUA BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2827 E SUNSET DR, BELLINGHAM, WA 98226-5611
Document Number	2200402183
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 E SUNSET DR BELLINGHAM WA 982265611, BELLINGHAM, WA 98226-5611

Mortgage

Document Number	2200402183
Date	Apr 20, 2020
Instrument	402183

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 8, 2017
Property Address	2827 E SUNSET DR, BELLINGHAM, WA 98226-5611
Document Number	2171200837
Instrument Date	Dec 5, 2017
Instrument	1200837
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1875 BELLINGHAM WA 982271875, BELLINGHAM, WA 98227-1875

Mortgage

Document Number	2171200838
Date	Dec 8, 2017
Instrument	1200838

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 17, 2017
Property Address	2827 E SUNSET DR, BELLINGHAM, WA 98226-5611
Document Number	2171001829
Instrument Date	Oct 12, 2017
Instrument	1001829
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2827 E SUNSET DR BELLINGHAM WA 982265611, BELLINGHAM, WA 98226-5611

Tax Assessment & Valuation

The 2025 property tax bill for 2827 E Sunset Dr was $4,523.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,523.00	$553,079 Land $210,090 Building $342,989	$553,079 Land $210,090 Building $342,989
2022		$477,813 Land $181,500 Building $296,313	$477,813 Land $181,500 Building $296,313
2021	$3,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2827 E Sunset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2827 E Sunset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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