2831 Clay St, Alameda, CA 94501 Property Records

Alameda County property record for 2831 Clay St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1930
Lot Size	0.089 acres (3,875 sqft)
Owner	2 Company Names on File
Last Sale	$263,500 (May 1998)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`69-24-13`

Property Details

APN / Parcel Number

Primary APN	`69-24-13`
Alternative APN	`069-0024-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1934
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,875 sqft (0.089 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	2831 CLAY ST
City	ALAMEDA
State	CA
Zip	94501-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00013 BLK: AR: 0069 PAGE: 0024
Legal Subdivision	ALAMEDA
Legal Block	24
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3011
Census Tract	428200

Owner

2831 Clay St is owned by a company that bought it in May 1998.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Intrafamily Transfer, Transfer
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit FEDEX EMPS CREDIT ASSN
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1998 · Amount on File
Deed Sale	May 8, 1998 · Amount on File
Deed Document Number	1998155960
Prior Transfer Date	Aug 28, 1997
Prior Transfer Doc	0000224495
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 27, 2026
Property Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Document Number	0000009663
Map Reference	MB 5 PG 16
Instrument Date	Dec 30, 2025
Instrument	2026009663
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 CLAY ST, ALAMEDA, CA 94501-6324

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 CLAY ST, ALAMEDA, CA 94501-6324

Mortgage

Document Number	0000082504
Date	Apr 26, 2022
Instrument	2022082504

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 CLAY ST, ALAMEDA, CA 94501-6324

Mortgage

Document Number	0000153931
Date	Apr 20, 2021
Instrument	2021153931

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Document Number	0000176672
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2831 CLAY ST ALAMEDA CA 945016324, ALAMEDA, CA 94501-6324

Mortgage

Document Number	0000176672
Date	Sep 6, 2019
Instrument	176672

Lender

Name	FEDEX EMPS CREDIT ASSN
Type	Funding / Finance Company
Address	MEMPHIS, TN 38132

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2034

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2831 CLAY ST, ALAMEDA, CA 94501-6324
Document Number	0000211035
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2831 CLAY ST ALAMEDA CA 945016324, ALAMEDA, CA 94501-6324

Mortgage

Document Number	0000211035
Date	Sep 26, 2017
Instrument	211035

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2831 Clay St was $7,324.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,455 (+0.39%) Land $128,659 Building $315,796
2025	$7,324.00 Homeowner's exemption	$435,741 Land $126,136 Building $309,605
2023	$6,926.00 Homeowner's exemption	$418,823 Land $121,239 Building $297,584	$1,223,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2831 Clay St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2831 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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