2824 Clay St, Alameda, CA 94501 Property Records

Alameda County property record for 2824 Clay St, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,348 sqft · built 1928
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,400,000 (Jun 2022)
Tax Bill	$33,410 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`69-16-11`

Property Details

APN / Parcel Number

Primary APN	`69-16-11`
Alternative APN	`069-0016-011-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,420 sqft (0.079 acres)
Lot Dimensions	95 ft deep x 36 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2824 CLAY ST
City	ALAMEDA
State	CA
Zip	94501-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00011 BLK: AR: 0069 PAGE: 0016
Legal Subdivision	ALAMEDA
Legal Block	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	3
Census Block	3012
Census Tract	428200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage NGA MALEKZEDAH
May 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage 1211 SOLANO LLC
Jun 10, 2022	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Apr 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage IRON BRIDGE MORTGAGE FUND LLC
Aug 9, 2021	Grant Deed, Transfer · Commercial Mortgage IRON BRIDGE MORTGAGE FUND LLC
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	2022109465
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 LAUREL LN, EL SOBRANTE, CA 94803-3125

Mortgage

Document Number	0000271595
Date	Aug 9, 2021
Instrument	2021271595

Lender

Name	NGA MALEKZEDAH
Type	Private Party
Address	6610 CLAREMONT AVE, RICHMOND, CA 94805

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 CLAY ST, ALAMEDA, CA 94501-6325

Mortgage

Document Number	0000088597
Date	May 4, 2022
Instrument	2022088597

Lender

Name	1211 SOLANO LLC
Type	Non-Lending Institution
Address	ALBANY, CA 94706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 10, 2022
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Document Number	0000109465
Map Reference	MB 5 PG 16
Instrument Date	May 25, 2022
Instrument	2022109465
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2824 CLAY ST, ALAMEDA, CA 94501-6325

Mortgage

Document Number	0000109466
Date	Jun 10, 2022
Instrument	2022109466

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 LAUREL LN, RICHMOND, CA 94803-3125

Mortgage

Document Number	0000075325
Date	Apr 14, 2022
Instrument	2022075325

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Mortgage Company
Address	PORTLAND, OR 97225

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2023

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 9, 2021
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Document Number	0000271592
Map Reference	MB 5 PG 16
Instrument Date	Jul 28, 2021
Instrument	2021271592
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,951.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 LAUREL LN, EL SOBRANTE, CA 94803-3125

Mortgage

Document Number	0000271593
Date	Aug 9, 2021
Instrument	2021271593

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2022

Mortgage

Document Number	0000271594
Date	Aug 9, 2021
Instrument	2021271594

Lender

Name	NGA MALEKZADEH
Type	Private Party
Address	6610 CLAREMONT AVE, RICHMOND, CA 94805

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2824 CLAY ST, ALAMEDA, CA 94501-6325
Document Number	0000029578
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2824 CLAY ST ALAMEDA CA 945016325, ALAMEDA, CA 94501-6325

Mortgage

Document Number	0000029578
Date	Feb 15, 2019
Instrument	29578

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,069,000 (-18.76%) Land $622,800 Building $1,453,200
2025	$33,410.00 (+17.24%) Homeowner's exemption	$2,546,880 (+15.35%) Land $764,064 Building $1,782,816
2023	$28,498.00 Homeowner's exemption	$2,208,000 Land $662,400 Building $1,545,600	$2,256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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