Alameda County property record for 2821 Clay St, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,230 sqft · built 1930 |
| Lot Size | 0.09 acres (3,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,276 (2025) |
| Deeds & Mortgages | May 2021 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 69-24-16 |
| Primary APN | 69-24-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 3,900 sqft (0.09 acres) |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2821 CLAY ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-6324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00016 BLK: AR: 0069 PAGE: 0024 |
| Legal Subdivision | ALAMEDA |
| Legal Block | 24 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 428200 |
2821 Clay St is owned and occupied by an individual who acquired it in October 2005.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2821 CLAY ST, ALAMEDA, CA 94501-6324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 26, 2005 |
| Transfer Doc | 0000474437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 2821 CLAY ST, ALAMEDA, CA 94501-6324 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2821 CLAY ST, ALAMEDA, CA 94501-6324 |
| Document Number | 0000192622 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021192622 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 818 Months |
| Due | Jul 24, 2089 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2821 Clay St was $4,276 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,382 (-1.53%) Land $95,096 Building $107,286 | ||
| 2025 | $4,276.00 Homeowner's exemption | $198,414 Land $93,232 Building $105,182 | |
| 2023 | $4,068.00 Homeowner's exemption | $190,710 Land $89,612 Building $101,098 | $1,458,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2821 Clay St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2821 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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