2831 123rd St, Toledo, OH 43611 Property Records

Lucas County property record for 2831 123rd St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 1926
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$132,400 (Dec 2020)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-04514`

Property Details

APN / Parcel Number

Primary APN	`01-04514`
Alternative APN	`10125018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2831 123RD ST
City	TOLEDO
State	OH
Zip	43611-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	ARBOR GROVE LOT 24
Legal Subdivision	ARBOR GROVE
Legal Lot Number	24
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2022
Census Tract	5501

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2831 123RD ST, TOLEDO, OH 43611-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Aug 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20109396
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2831 123RD ST, TOLEDO, OH 43611-2726
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058216
Date	Dec 21, 2020
Instrument	202012210058216

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 14, 2020
Property Address	2831 123RD ST, TOLEDO, OH 43611-2726
Document Number	0000057163
Map Reference	VOL 42B PG 85
Instrument Date	Dec 11, 2020
Instrument	202012140057163
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 123RD ST, TOLEDO, OH 43611-2726

Mortgage

Document Number	0000057164
Date	Dec 14, 2020
Instrument	202012140057164

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 12, 2020
Property Address	2831 123RD ST, TOLEDO, OH 43611-2726
Document Number	0000032980
Instrument Date	Jul 14, 2020
Instrument	32980
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5716 BENNETT RD TOLEDO OH 436123613, TOLEDO, OH 43612-3613

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 27, 2019
Property Address	2831 123RD ST, TOLEDO, OH 43611-2726
Document Number	0000034344
Instrument Date	Aug 27, 2019
Instrument	34344
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2831 123RD ST TOLEDO OH 436112726, TOLEDO, OH 43611-2726

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (+7.95%) Homeowner's exemption	$43,120 (-) Land $4,795 Building $38,325
2024	$2,453.00 (+7.92%) Homeowner's exemption	$43,120 (+22.95%) Land $4,795 Building $38,325	$123,200 (+22.95%) Land $13,700 Building $109,500
2023	$2,273.00 (+0.18%) Homeowner's exemption	$35,070 (-) Land $4,410 Building $30,660
2022	$2,269.00 Homeowner's exemption	$35,070 Land $4,410 Building $30,660
2021			$100,200 Land $12,600 Building $87,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1980–1985)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Amplex Wireless.

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