2838 123rd St, Toledo, OH 43611 Property Records

Lucas County property record for 2838 123rd St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 1949
Lot Size	0.189 acres (8,237 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2022)
Tax Bill	$3,438 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-04597`

Property Details

APN / Parcel Number

Primary APN	`01-04597`
Alternative APN	`10128016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,335 sqft
2nd Floor Area	756 sqft
Basement Area	1,335 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,237 sqft (0.189 acres)
Lot Dimensions	107 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2838 123RD ST
City	TOLEDO
State	OH
Zip	43611-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	ARBOR GROVE LOT 39 & 40 EXC IRRE PCE ON W SIDE MEAS 3.5 FT NLINE 1.64 FT S LINE
Legal Subdivision	ARBOR GROVE
Legal Lot Number	39-40 40
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1002
Census Tract	5502

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2838 123RD ST, TOLEDO, OH 43611-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Survivorship Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	22107992
Record Updated	Jun 8, 2026

September 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 29, 2022
Property Address	2838 123RD ST, TOLEDO, OH 43611-2725
Document Number	0000042984
Instrument Date	Sep 20, 2022
Instrument	202209290042984
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2838 123RD ST, TOLEDO, OH 43611-2725

Mortgage

Document Number	0000042985
Date	Sep 29, 2022
Instrument	202209290042985

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0000042986
Date	Sep 29, 2022
Instrument	202209290042986

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 19, 2019
Property Address	2838 123RD ST, TOLEDO, OH 43611-2725
Document Number	0000009758
Instrument Date	Sep 20, 2018
Instrument	9758
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2834 123RD ST TOLEDO OH 436112725, TOLEDO, OH 43611-2725

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,438.00 (+13.13%) Homeowner's exemption	$53,445 (-) Land $6,300 Building $47,145
2024	$3,039.00 (-3.25%) Homeowner's exemption	$53,445 (+15.51%) Land $6,300 Building $47,145	$152,700 (+15.51%) Land $18,000 Building $134,700
2023	$3,141.00 (+0.38%) Homeowner's exemption	$46,270 (-) Land $6,685 Building $39,585
2022	$3,129.00 Homeowner's exemption	$46,270 Land $6,685 Building $39,585
2021			$132,200 Land $19,100 Building $113,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1980–1998)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Amplex Wireless.

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