2825 123rd St, Toledo, OH 43611 Property Records

Lucas County property record for 2825 123rd St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1965
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jan 2026)
Tax Bill	$1,715 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04517`

Property Details

APN / Parcel Number

Primary APN	`01-04517`
Alternative APN	`10125019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	988 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2825 123RD ST
City	TOLEDO
State	OH
Zip	43611-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	ARBOR GROVE LOT 25
Legal Subdivision	ARBOR GROVE
Legal Tract	55.01
Legal Lot Number	25
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2022
Census Tract	5501

Owner

Source: Lucas County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2825 123RD ST, TOLEDO, OH 43611-2726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	20264915
Prior Transfer Date	Nov 23, 2004
Prior Transfer Doc	0000102236
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 30, 2026
Property Address	2825 123RD ST, TOLEDO, OH 43611-2726
Document Number	0000004915
Map Reference	VOL 42 PG 85
Instrument Date	Jan 21, 2026
Instrument	202601300004915
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2825 123RD ST, TOLEDO, OH 43611-2726

Mortgage

Document Number	0000004916
Date	Jan 30, 2026
Instrument	202601300004916

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2825 123RD ST, TOLEDO, OH 43611-2726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022026
Date	May 23, 2018
Instrument	201805230022026

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,540 (-) Land $5,285 Building $24,255	$84,400 (-) Land $15,100 Building $69,300
2024	$1,715.00 (-9.07%)	$29,540 (+5.9%) Land $5,285 Building $24,255	$84,400 (+5.9%) Land $15,100 Building $69,300
2023	$1,886.00 (+0.21%)	$27,895 (-) Land $4,690 Building $23,205
2022	$1,882.00 Homeowner's exemption	$27,895 Land $4,690 Building $23,205
2021			$79,700 Land $13,400 Building $66,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1980–1985)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Amplex Wireless.

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