2830 Phillips St, Florence, AL 35633 Property Records

Lauderdale County property record for 2830 Phillips St, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,720 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2020)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-4-006-011-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-4-006-011-000`
Alternative APNs	`097634` `19294` `97634`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,720 sqft Living Area
1st Floor Area	1,860 sqft
2nd Floor Area	1,860 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	97634
Street Address	2830 PHILLIPS ST
City	FLORENCE
State	AL
Zip	35633-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 200 ALEXANDER HGTS SD BLK 4 NORTH 1/2 OF LOTS 1 & 2 .46 AC/C SEC 27 T2S R11W PB 3 PG 81
Legal Range	11W
Legal Township	02S
Legal Section	27
Legal Subdivision	ALEXANDER HEIGHTS
Legal Block	4
Legal Lot Number	1-2 2
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3024
Census Tract	11102

Owner

2830 Phillips St is owned and occupied by an individual who bought it in August 2020.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2830 PHILLIPS ST, FLORENCE, AL 35633-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 28, 2020	Survivorship Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Deed Document Number	0202044533
Deed Book / Page	2020 / 44533
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2830 PHILLIPS ST, FLORENCE, AL 35633-1525
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/49147
Date	Sep 6, 2022
Book Page	2022/49147

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 21, 2032

Interest

Rate Type	Fixed Rate

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 28, 2020
Property Address	2830 PHILLIPS ST, FLORENCE, AL 35633-1525
Document Number	2020/44533
Book / Page	2020 / 44533
Map Reference	MB 3 PG 81
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 CAPLES DR, 1925, FLORENCE, AL 35630-1049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 PHILLIPS ST, FLORENCE, AL 35633-1525

Mortgage

Document Number	202044535
Date	Aug 28, 2020
Instrument	2020/44535

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2830 Phillips St was $2,001 with a homeowner's exemption, up 7.2% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+7.18%) Homeowner's exemption	$42,160 (+6.95%)	$427,640 (+8.48%) Land $17,200 Building $410,440
2024	$1,867.00 (+7.36%) Homeowner's exemption	$39,420 (+2,637.5%) Land $1,560 Building $37,860	$394,200 (+7.08%) Land $15,600 Building $378,600
2023	$1,739.00 (+19.35%) Homeowner's exemption	$1,440 (-95.36%) Land $1,440	$368,140 (+18.53%) Land $14,300 Building $353,840
2022	$1,457.00 Homeowner's exemption	$31,060	$310,600 Land $15,400 Building $295,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2830 Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2830 Phillips St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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