2805 Phillips St, Florence, AL 35633 Property Records

Lauderdale County property record for 2805 Phillips St, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,281 sqft · built 1972
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-4-006-015-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-4-006-015-000`
Alternative APNs	`078841` `18470` `78841`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
1st Floor Area	2,281 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	78841
Street Address	2805 PHILLIPS ST
City	FLORENCE
State	AL
Zip	35633-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 200 ALEXANDER HGHTS SD BLK 3 LOT 8
Legal Range	11W
Legal Township	02S
Legal Section	27
Legal Subdivision	ALEXANDER HEIGHTS
Legal Block	3
Legal Lot Number	8
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3023
Census Tract	11102

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2012
Deed Sale	May 29, 2012
Deed Document Number	0201223133
Deed Book / Page	2012 / 23133
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/14342
Date	Mar 17, 2022
Book Page	2022/14342

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2052

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8297
Date	Feb 16, 2022
Book Page	2022/8297

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/71245
Date	Dec 21, 2020
Book Page	2020/71245

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/19724
Date	May 5, 2020
Book Page	2020/19724

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2035

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2805 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/43823
Date	Oct 2, 2017
Book Page	2017/43823

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (+7.36%) Homeowner's exemption	$26,020 (+6.99%)	$264,080 (+8.57%) Land $17,200 Building $246,880
2024	$1,127.00 (+7.54%) Homeowner's exemption	$24,320 (+1,588.89%) Land $1,560 Building $22,760	$243,240 (+7.12%) Land $15,600 Building $227,640
2023	$1,048.00 (+20.88%) Homeowner's exemption	$1,440 (-92.43%) Land $1,440	$227,080 (+19.39%) Land $14,300 Building $212,780
2022	$867.00 Homeowner's exemption	$19,020	$190,200 Land $15,400 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Phillips St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures