2809 Phillips St, Florence, AL 35633 Property Records

Lauderdale County property record for 2809 Phillips St, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,869 sqft · built 1972
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Tax Bill	$963 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-27-4-006-014-000`

Property Details

APN / Parcel Number

Primary APN	`15-08-27-4-006-014-000`
Alternative APNs	`083631` `35214` `83631`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	83631
Street Address	2809 PHILLIPS ST
City	FLORENCE
State	AL
Zip	35633-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 200 ALEXANDER HGTS SD BLK 3 LOT 6
Legal Range	11W
Legal Township	02S
Legal Section	27
Legal Subdivision	ALEXANDER HEIGHTS
Legal Block	3
Legal Lot Number	6
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3023
Census Tract	11102

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 PHILLIPS ST, FLORENCE, AL 35633-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2013
Deed Sale	Nov 4, 2013
Prior Sale	Jan 23, 2012 · Amount on Record
Deed Document Number	0201352580
Deed Book / Page	2013 / 52580
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2809 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/35822
Date	Aug 14, 2017
Book Page	2017/35822

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2809 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/61326
Date	Nov 6, 2020
Book Page	2020/61326

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2809 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/20235
Date	May 7, 2020
Book Page	2020/20235

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	2809 PHILLIPS ST, FLORENCE, AL 35633-1524
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/78418
Date	Dec 16, 2021
Book Page	2021/78418

Lender

Name	NATIONS LENDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (-4.37%) Homeowner's exemption Senior Citizen's exemption	$23,400 (+6.95%)	$237,480 (+8.55%) Land $17,200 Building $220,280
2024	$1,007.00 (+7.47%) Homeowner's exemption	$21,880 (+1,419.44%) Land $1,560 Building $20,320	$218,780 (+7.14%) Land $15,600 Building $203,180
2023	$937.00 (+19.06%) Homeowner's exemption	$1,440 (-91.71%) Land $1,440	$204,200 (+17.49%) Land $14,300 Building $189,900
2022	$787.00 Homeowner's exemption	$17,380	$173,800 Land $15,400 Building $158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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