2830 Copp Rd, Niles, MI 49120 Property Records

Berrien County property record for 2830 Copp Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,326 sqft · built 1960
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Nov 2021)
Tax Bill	$595 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-0115-0009-38-8`

Property Details

APN / Parcel Number

Primary APN	`05-0115-0009-38-8`
Alternative APN	`11-05-0115-0009-38-8`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	115,870 sqft (2.66 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	2830 COPP RD
City	NILES
State	MI
Zip	49120-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 MEDIUM
Legal Description	COM 150'N OF S1/4 PST SEC 15 T8S R17W TH W 580.8'TH N 200'TH E 580.8'TH S 200' TO BEG
Legal Range	17W
Legal Township	08S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	2
Census Block	2045
Census Tract	20300

Owner

2830 Copp Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2830 COPP RD, NILES, MI 49120-8712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Book / Page	3351 / 2045
Prior Transfer Date	Jul 22, 2003
Prior Transfer Doc	2414001037
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2830 COPP RD, NILES, MI 49120-8712
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003469/436
Date	Jan 27, 2026
Book Page	3469/436
Instrument	2026450666

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 6, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2830 COPP RD, NILES, MI 49120-8712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03195/1543
Date	Jan 22, 2018
Book Page	3195/1543
Instrument	3195-1543

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NORTH WEBSTER, IN 46555

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2830 COPP RD, NILES, MI 49120-8712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03310/1669
Date	Jan 26, 2021
Book Page	3310/1669

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 3, 2021
Property Address	2830 COPP RD, NILES, MI 49120-8712
Document Number	03351/2045
Book / Page	3351 / 2045
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2830 COPP RD, NILES, MI 49120-8712
Investor	Possibly a Property Investor

Mortgage

Document Number	0033512047
Date	Nov 3, 2021
Instrument	3351/2047

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2830 Copp Rd was $595 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,100	$86,200
2025	$595.00
2023		$78,400	$156,800
2022	$1,643.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2830 Copp Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2830 Copp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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