2815 Copp Rd, Niles, MI 49120 Property Records

Berrien County property record for 2815 Copp Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 1961
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Feb 2019)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-0115-0007-04-1`

Property Details

APN / Parcel Number

Primary APN	`05-0115-0007-04-1`
Alternative APN	`11-05-0115-0007-04-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	48,787 sqft (1.12 acres)
Lot Width	100 ft Width
Garage Area	1,018 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2815 COPP RD
City	NILES
State	MI
Zip	49120-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 MEDIUM
Legal Description	THE N 100'OF THE S 410'OF THAT PT OF SE1/4 OF FRL SEC 15 T8S R17W LYING W OF ST JOSEPH RIVER & E OF C/L OF COPP RD
Legal Range	17W
Legal Township	08S
Legal Section	15
Legal Subdivision	SHORELAND ESTATES SUBDIVISION
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	2
Census Block	2066
Census Tract	20300

Owner

2815 Copp Rd is owned and occupied by an individual who bought it in February 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2815 COPP RD, NILES, MI 49120-8712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Feb 5, 2019	Deed, Transfer · Conventional Mortgage HEARTLAND HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Book / Page	3228 / 2089
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2815 COPP RD, NILES, MI 49120-8712
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03292/1465
Date	Sep 28, 2020
Book Page	3292/1465

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 5, 2019
Property Address	2815 COPP RD, NILES, MI 49120-8712
Document Number	03228/2089
Book / Page	3228 / 2089
Map Reference	LB 21 PG 12
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,648.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 COPP RD, NILES, MI 49120-8712

Mortgage

Document Number	0032282092
Date	Feb 5, 2019
Instrument	3228/2092

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Copp Rd was $3,079 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,700	$361,400
2025	$3,079.00
2023		$140,600	$281,200
2022	$2,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2815 Copp Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Copp Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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