283 Coves Point Dr, Riverside, AL 35135 Property Records

St. Clair County property record for 283 Coves Point Dr, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,415 sqft · built 1988
Lot Size	0.38 acres (16,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2025)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-07-35-0-001-020.002`

Property Details

APN / Parcel Number

Primary APN	`22-07-35-0-001-020.002`
Alternative APNs	`511845` `18395`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,415 sqft Heated Area
1st Floor Area	1,415 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,638 sqft (0.38 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	283 COVES POINT DR
City	RIVERSIDE
State	AL
Zip	35135-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 COVES POINT S/D PHASE 2 35-16-4MB D PG 65 SLIDE A-59-3
Legal Range	04E
Legal Township	16S
Legal Section	35
Legal Subdivision	COVES POINT S/D
Legal Phase	2
Legal Lot Number	35
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1041
Census Tract	40206

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	283 COVES POINT DR, RIVERSIDE, AL 35135-1317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Book / Page	2025 / 9029
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 7, 2025
Property Address	283 COVES POINT DR, RIVERSIDE, AL 35135-1317
Document Number	0000009029
Book / Page	DEED 2025 / 9029
Map Reference	MB D PG 65
Instrument Date	Jul 1, 2025
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1445 HIGHWAY 49, COLUMBIANA, AL 35051-3848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	283 COVES POINT DR, RIVERSIDE, AL 35135-1317

Mortgage

Document Number	MTG202527958
Date	Jul 7, 2025
Instrument	MTG2025/27958

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 5, 2023
Property Address	283 COVES POINT DR, RIVERSIDE, AL 35135-1317
Document Number	0000005286
Book / Page	DEED 2023 / 5286
Map Reference	MB D PG 65
Instrument Date	May 4, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21450 COUNTY ROAD 12 S, FOLEY, AL 36535-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 COVES POINT DR, RIVERSIDE, AL 35135-1317
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (+306.55%)	$68,140 (+48.49%)	$340,660 (+48.47%)
2023		$45,890 Land $30,000 Building $15,890	$229,450 Land $150,000 Building $79,450
2022	$687.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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