St. Clair County property record for 445 Coves Point Dr, Riverside, AL 35135 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,920 sqft Heated Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Garage | 1,000 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2023) |
| Tax Bill | $3,900.00 (2025) |
| Primary APN | 22-07-35-4-001-021.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,920 sqft Heated Area |
| 1st Floor | 1,920 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,000 sqft Garage |
| Boat Access | Boat Access |
| Boat House | 900 sqft Boat House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 445 COVES POINT DR |
|---|---|
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1329 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 COVE POINT 35-16-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 35 |
| Legal Subdivision | COVE POINT |
| Legal Lot Number | 1 |
| Jurisdiction | ST CLAIR AL |
| Minor Civil Division | PELL CITY |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 40206 |
Source: St. Clair County records · APN 22-07-35-4-001-021.000
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2023 | Warranty Deed, Transfer |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Nov 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2021 · Amount on Record |
| Deed Book / Page | 2023 / 12057 |
| Prior Transfer Date | Dec 11, 2006 |
| Prior Transfer Doc | 0000016947 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Oct 12, 2023 |
| Property Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Document Number | 0000012057 |
| Book / Page | DEED 2023 / 12057 |
| Map Reference | MB D PG 43 |
| Instrument Date | Oct 06, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1843 ROULAIN RD, ODENVILLE, AL 35120-6911 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 CENTER POINT RD, TEMPLE, GA 30179-4723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000021494 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | MTG 2021/21494 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Aug 25, 2021 |
| Property Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Document Number | 0000011253 |
| Book / Page | DEED 2021 / 11253 |
| Map Reference | MB D PG 43 |
| Instrument Date | Aug 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Document Number | MTG202157578 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | MTG 2021/57578 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Nov 22, 2019 |
| Property Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Document Number | 0000014067 |
| Book / Page | DEED 2019 / 14067 |
| Map Reference | MB D PG 43 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | FIRST NATL TTL & APPRAISAL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 OSPREY DR, 215, PELL CITY, AL 35128-7107 |
| Name | Verified Name |
|---|---|
| Address | 445 COVES POINT DR, RIVERSIDE, AL 35135-1329 |
| Document Number | MTG201946407 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | MTG 2019/46407 |
| Name | SOUTHERN STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: St. Clair County records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 (+177.38%) | $95,140 (+0.87%) | $475,720 (+0.87%) |
| 2023 | $94,324 (+165.99%) Land $35,000 Building $59,324 | $471,620 (+33%) Land $175,000 Building $296,620 | |
| 2022 | $1,406.00 Homeowner's exemption | $35,461 Land $17,500 Building $17,961 | $354,610 Land $175,000 Building $179,610 |
Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 7% of the US · above 2% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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