203 Coves Point Dr, Riverside, AL 35135 Property Records

St. Clair County property record for 203 Coves Point Dr, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,490 sqft · built 1988
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2021)
Tax Bill	$817 (2022)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-07-35-0-001-020.005`

Property Details

APN / Parcel Number

Primary APN	`22-07-35-0-001-020.005`
Alternative APNs	`00060221` `511848` `18398`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Living Area
1st Floor Area	1,860 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Utility Building	160 sqft
Boat Access	Boat Access
Boat House	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00060221
Street Address	203 COVES POINT DR
City	RIVERSIDE
State	AL
Zip	35135-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 COVES POINT SD PHASE 2 35-16-4
Legal Range	04E
Legal Township	16S
Legal Section	35
Legal Subdivision	COVES POINT S/D
Legal Phase	2
Legal Lot Number	39
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1041
Census Tract	40206

Owner

Source: St. Clair County records · APN 22-07-35-0-001-020.005

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 COVES POINT DR, RIVERSIDE, AL 35135-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Book / Page	2021 / 14272
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 21, 2021
Property Address	203 COVES POINT DR, RIVERSIDE, AL 35135-1317
Document Number	0000014272
Book / Page	DEED 2021 / 14272
Map Reference	MB D PG 65
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 CALUMET DR, BIRMINGHAM, AL 35242-7247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 COVES POINT DR, RIVERSIDE, AL 35135-1317

Mortgage

Document Number	MTG202170952
Date	Oct 21, 2021
Instrument	MTG 2021/70952

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,560 (-49.99%)	$425,500 (-)
2023		$85,100 (+249.57%) Land $30,000 Building $55,100	$425,500 (+74.79%) Land $150,000 Building $275,500
2022	$817.00 Homeowner's exemption Senior Citizen's exemption	$24,344 Land $7,500 Building $16,844	$243,440 Land $75,000 Building $168,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Coves Point Dr

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