2828 Macdonald St, Oceanside, CA 92054 Property Records

San Diego County property record for 2828 Macdonald St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1975
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Last Sale	$310,000 (Dec 2008)
Tax Bill	$7,612 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149-064-10-00`

Property Details

APN / Parcel Number

Primary APN	`149-064-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2828 MACDONALD ST
City	OCEANSIDE
State	CA
Zip	92054-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	SEC 24-11-5W SE 1/4 OF POR NE 1/4 OF
Legal Range	05W
Legal Township	11
Legal Section	24
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18511

Owner

2828 Macdonald St is owned by a company that acquired it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Intrafamily Transfer, Transfer
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 22, 2021	Intrafamily Transfer, Transfer
Jan 14, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2008 · Amount on File
Deed Sale	Dec 9, 2008 · Amount on File
Prior Sale	Jun 23, 2008 · Amount on File
Deed Document Number	2008626909
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000737298
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2025
Property Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532
Document Number	0000261467
Instrument Date	Jun 6, 2025
Instrument	2025-0261467
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532

Mortgage

Document Number	0000034176
Date	Jan 24, 2022
Instrument	2022-0034176

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532
Document Number	0000737298
Instrument Date	Sep 29, 2021
Instrument	2021-0737298
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2021
Property Address	2828 MACDONALD ST, OCEANSIDE, CA 92054-4532
Document Number	0000029525
Instrument Date	Dec 10, 2020
Instrument	29525
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MACDONALD ST OCEANSIDE CA 920544532, OCEANSIDE, CA 92054-4532

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Macdonald St was $7,612.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,048 (+2%) Land $529,957 Building $160,091
2025	$7,612.00	$676,518 Land $519,566 Building $156,952
2023	$7,237.00 (+1.53%)	$650,250 Land $499,392 Building $150,858
2022	$7,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2828 Macdonald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2828 Macdonald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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