2824 Macdonald St, Oceanside, CA 92054 Property Records

San Diego County property record for 2824 Macdonald St, Oceanside, CA 92054

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,929 sqft · built 1961
Lot Size	0.279 acres (12,169 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (May 2025)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149-064-09-00`

Property Details

APN / Parcel Number

Primary APN	`149-064-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Duplex Single
Lot Area	12,169 sqft (0.279 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	2824 MACDONALD ST
City	OCEANSIDE
State	CA
Zip	92054-4532
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RE-B
Legal Description	SEC 24-11-5W SE 1/4 OF POR NE 1/4 OF
Legal Range	05W
Legal Township	11
Legal Section	24
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18511

Owner

2824 Macdonald St, a duplex, is owned by an individual who bought it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2701 MORNING GLORY LN, CARLSBAD, CA 92008-1035
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Document Number	2025115038
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0000597582
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532

Mortgage

Document Number	0000034173
Date	Feb 6, 2026
Instrument	2026-0034173

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SE HEARTHWOOD BLVD 1911, 1911, VANCOUVER, WA 98684-7551

Mortgage

Document Number	0000554004
Date	Aug 4, 2021
Instrument	2021-0554004

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000469694
Date	Aug 20, 2020
Instrument	2020-0469694

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2019
Property Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532
Document Number	0000550929
Instrument Date	Oct 4, 2019
Instrument	550929
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1023 LUND ST LAKE OSWEGO OR 970344962, LAKE OSWEGO, OR 97034-4962

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2019
Property Address	2824 MACDONALD ST, OCEANSIDE, CA 92054-4532
Document Number	0000597582
Instrument Date	Oct 4, 2019
Instrument	597582
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1023 LUND ST LAKE OSWEGO OR 970344962, LAKE OSWEGO, OR 97034-4962

Tax Assessment & Valuation

The 2025 property tax bill for 2824 Macdonald St was $5,877.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,162,799 (+120.74%) Land $809,802 Building $352,997
2025	$5,877.00 Homeowner's exemption	$526,781 Land $366,863 Building $159,918
2023	$5,585.00 (+1.56%) Homeowner's exemption	$506,327 Land $352,618 Building $153,709
2022	$5,499.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2824 Macdonald St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2824 Macdonald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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