2828 Harvest Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2828 Harvest Rd, Jay, FL 32565

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	3 bd · 2 ba · 5,366 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Sep 2026)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-4N-30-0000-00602-0000`

Property Details

APN / Parcel Number

Primary APN	`01-4N-30-0000-00602-0000`
Alternative APN	`N304010000006020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,366 sqft Gross Area
1st Floor Area	4,000 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	131,987 sqft (3.03 acres)
Garage Area	1,350 sqft
Driveway	Driveway
Driveway Area	25,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Patio Area	893 sqft
Canopy	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2828 HARVEST RD
City	JAY
State	FL
Zip	32565-4813
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2025 COM SE SEC CORN THN S8911 W 2465.01 FT THN N00858E 34. 25 FT TO N R/W CR 164 & POB & CONT 369.66 FT THN N891058E 323.91 FT THN S00857W 372. 21 FT TO N RD R/W THN S89*37 56W 323.88 FT TO POB AS DES AS PARCEL B IN OR
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	3
Census Block	3014
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4025 HIGHWAY 178, JAY, FL 32565-7306
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Oct 11, 2024 · Amount on Record
Deed Document Number	202645534
Deed Book / Page	4786 / 1912
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 9, 2026
Property Address	2828 HARVEST RD, JAY, FL 32565-4813
Document Number	0000045534
Book / Page	4786 / 1912
Instrument Date	Sep 8, 2026
Instrument	202645534
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	OMEGA TITLE, OMEGA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4025 HIGHWAY 178, JAY, FL 32565-7306

Mortgage

Document Number	0000045535,
Date	Sep 9, 2026
Instrument	202645535

Lender

Name	HANCOCK BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,103.00 (-0.34%)	$360,298 (-0.84%) Land $36,360 Building $323,938	$360,298 (-0.84%) Land $36,360 Building $323,938
2024	$4,117.00 Additional exemption filed	$363,358 (+0.5%) Land $36,360 Building $326,998	$363,358 (+0.5%) Land $36,360 Building $326,998
2023	Additional exemption filed	$361,552 Land $36,360 Building $325,192	$361,552 Land $36,360 Building $325,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20