Santa Rosa County property record for 2746 Harvest Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,317 sqft · built 1998 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Dec 2022) |
| Tax Bill | $1,705 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-4N-30-0000-01101-0000 |
| Primary APN | 01-4N-30-0000-01101-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,317 sqft Living Area |
| Gross Area | 3,505 sqft |
| 1st Floor Area | 2,317 sqft |
| Utility Area | 70 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Type | Carport |
| Garage Area | 470 sqft |
| Carport | Carport |
| Carport Area | 470 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 648 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2746 HARVEST RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* COM AT SW SEC CRN SECTION 1 TOWNSHIP 4 NORTH RANGE 30 WEST THN N89*110E 2007.01 FT TH N0*0842E 40.34 FT TO N R/W OF C-RD FOR POB & CONT 493.95 FT THN S81*56 48W 93.42 FT THN S30*4852W 52.74 FT THN S13*1552W 448.83 FT TO |
| Legal Range | 30W |
| Legal Township | 4N |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 202267059 |
| Deed Book / Page | 4350 / 760 |
| Prior Transfer Date | Oct 21, 2022 |
| Prior Transfer Doc | 0043500760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0043562046 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 4356/2046 |
| Instrument | 202300323 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0041230887 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4123/887 |
| Instrument | 202135072 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 7, 2022 |
| Property Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0043500760 |
| Book / Page | 4350 / 760 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 202267059 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1863 CHERRY STJ, JAY, FL 32565 |
| Name | Verified Name |
|---|---|
| Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0038400517 |
| Book / Page | 3840 / 0517 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 201925547 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ALLURE TITLE C0MPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2746 HARVEST RD, 2746, JAY, FL 32565-2896 |
| Name | Verified Name |
|---|---|
| Address | 5608 HEATHERTON RD, MILTON, FL 32570-7781 |
| Document Number | 0003840519 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 3840/519 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0036741370 |
| Book / Page | 3674 / 1370 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 201745335 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 2746 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0201745336 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 201745336 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,589 (+2.9%) | $236,349 (+1.84%) Land $19,080 Building $217,269 | |
| 2024 | $1,705.00 (+2.03%) Homeowner's exemption | $173,556 (+3%) | $232,088 (+1.07%) Land $19,080 Building $213,008 |
| 2023 | $1,671.00 (+2.52%) Homeowner's exemption | $168,501 (+3%) | $229,640 (+1.09%) Land $19,080 Building $210,560 |
| 2022 | $1,630.00 Homeowner's exemption | $163,593 | $227,174 Land $19,080 Building $208,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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