Santa Rosa County property record for 2786 Harvest Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,142 sqft · built 2006 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,000 (Apr 2004) |
| Tax Bill | $4,557 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-4N-30-0000-00603-0000 |
| Primary APN | 01-4N-30-0000-00603-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 5,142 sqft Heated Area |
| Gross Area | 6,996 sqft |
| 1st Floor Area | 5,142 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 900 sqft |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,524 sqft |
| Patio Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 014N300000006030000 |
|---|---|
| Street Address | 2786 HARVEST RD |
| City | JAY |
| State | FL |
| Zip | 32565-2896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | COM SE SEC COR TH S 89*1 0 W 2 485 FT TO POB TH CONT 573.23 FT TH N 759.96 FT TH N 89*10'2 2E 573.22 FT TH S 760.06 FT TO POB |
| Legal Range | 30W |
| Legal Township | 04N |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2786 HARVEST RD, JAY, FL 32565-2896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2004 · Amount on Record |
| Deed Sale | Apr 13, 2004 · Amount on Record |
| Deed Document Number | 200419768 |
| Deed Book / Page | 2283 / 0357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2786 HARVEST RD, JAY, FL 32565-2896 |
| Document Number | 0035940681 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2786 HARVEST RD JAY FL 325652896, JAY, FL 32565-2896 |
| Document Number | 0035940681 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 003594/000681 |
| Instrument | 3432 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 29, 2032 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,557.00 (+1.58%) Homeowner's exemption Disabled Person's exemption | $419,621 (+3%) | $609,976 (+0.59%) Land $84,000 Building $525,976 |
| 2023 | $4,486.00 (+0.81%) Homeowner's exemption | $407,399 (+3%) | $606,427 (+0.48%) Land $84,000 Building $522,427 |
| 2022 | $4,450.00 Homeowner's exemption | $395,533 | $603,516 Land $84,000 Building $519,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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