Sangamon County property record for 2828 Cardigan Dr, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.171 acres (7,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Apr 2024) |
| Tax Bill | $1,037 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2011 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24.0-305-018 |
| Primary APN | 14-24.0-305-018 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,462 sqft (0.171 acres) |
|---|
| Account Number | 14240305018 |
|---|---|
| Street Address | 2828 CARDIGAN DR |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES S WANLESS NORTHGATE 11TH PLAT L 761 |
| Legal Subdivision | CHARLES S WANLESS NORTHGATE A |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 504 |
2828 Cardigan Dr is owned and occupied by an individual who bought it in April 2024.
Source: Sangamon County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Nov 29, 2011 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WILLIAMSVILLE STATE BK & TR |
| Feb 11, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JP MORGAN CHASE BANK |
| Oct 10, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WILLIAMSVILLE STATE BK & TR |
| Apr 24, 2024 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 20246249 |
| Prior Transfer Date | Jul 7, 2021 |
| Prior Transfer Doc | 2021R19798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 0000010967 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202610967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010967, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202610967 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011R40236 |
|---|---|
| Date | Nov 29, 2011 |
| Instrument | 2011R40236 |
| Name | WILLIAMSVILLE STATE BK & TR |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2013R04902 |
|---|---|
| Date | Feb 11, 2013 |
| Instrument | 2013R04902 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 10, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006R39300 |
|---|---|
| Date | Oct 10, 2006 |
| Instrument | 2006R39300 |
| Name | WILLIAMSVILLE STATE BK & TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 24, 2024 |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2024R06249 |
| Map Reference | DOC 348759 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024R06249 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Investor | Possibly a Property Investor |
| Document Number | 2024R06250 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024R06250 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jul 20, 2021 |
| Property Address | 2828 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2021R19798 |
| Map Reference | DOC 348759 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021R19798 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | ILLINOIS REAL ESTATE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 1303 MANOR DR, DECATUR, IL 62526-9300 |
| Name | Verified Name |
|---|---|
| Address | 2213 W WHITE OAKS DR, SPRINGFIELD, IL 62704-6498 |
| Document Number | 2021R19799 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021R19799 |
| Name | HEARTLAND CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 2.88% |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,380 (+7.22%) Land $6,773 Building $39,607 | $139,140 (+7.22%) Land $20,319 Building $118,821 | |
| 2024 | $1,037.00 | $43,257 Land $6,317 Building $36,940 | $129,771 Land $18,951 Building $110,820 |
| 2022 | $2,790.00 Homeowner's exemption | $37,146 Land $5,473 Building $31,673 | $111,438 Land $16,419 Building $95,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2828 Cardigan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2828 Cardigan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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