Sangamon County property record for 2820 Cardigan Dr, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.219 acres (9,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,900 (Mar 2012) |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24.0-305-016 |
| Primary APN | 14-24.0-305-016 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,572 sqft (0.219 acres) |
|---|
| Account Number | 14240305016 |
|---|---|
| Street Address | 2820 CARDIGAN DR |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES S WANLESS NORTHGATE 11TH PLAT L 763 |
| Legal Subdivision | CHARLES S WANLESS NORTHGATE A |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 504 |
Source: Sangamon County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit CEFCU |
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 2, 2012 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2012 · Amount on Record |
| Deed Sale | Mar 2, 2012 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023R16328 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023R16328 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 5, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 0000010202 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202610202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 0000010202, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202610202 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Mar 6, 2017 |
| Property Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2017R05400 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 2017R05400 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Mar 2, 2012 |
| Property Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2012R07693 |
| Instrument Date | Feb 27, 2012 |
| Instrument | 2012R07693 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2012R07694 |
|---|---|
| Date | Mar 2, 2012 |
| Instrument | 2012R07694 |
| Name | WELLS FARGO BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,042.00 (+17.41%) | $43,581 (+24.82%) Land $7,315 Building $36,266 | $130,743 (+24.82%) Land $21,945 Building $108,798 |
| 2022 | $2,591.00 Homeowner's exemption | $34,915 Land $5,911 Building $29,004 | $104,745 Land $17,733 Building $87,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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