Sangamon County property record for 2824 Cardigan Dr, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.185 acres (8,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Aug 2024) |
| Tax Bill | $2,301 (2025) |
| Deeds & Mortgages | Feb 2007 Mortgage Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24.0-305-017 |
| Primary APN | 14-24.0-305-017 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,097 sqft (0.185 acres) |
|---|
| Account Number | 14240305017 |
|---|---|
| Street Address | 2824 CARDIGAN DR |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES S WANLESS NORTHGATE 11TH PLAT L 762 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 504 |
2824 Cardigan Dr is owned and occupied by an individual who bought it in August 2024.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2824 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2007 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY BANK |
| Aug 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Deed Document Number | 202414689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 2824 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007R05260 |
|---|---|
| Date | Feb 16, 2007 |
| Instrument | 2007R05260 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Aug 30, 2024 |
| Property Address | 2824 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2024R14689 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024R14689 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2824 CARDIGAN DR, SPRINGFIELD, IL 62702-3231 |
| Document Number | 2024R14690 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 2024R14690 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
The 2025 property tax bill for 2824 Cardigan Dr was $2,301 with a homeowner's exemption.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,301.00 | $34,423 Land $6,773 Building $27,650 | $103,269 Land $20,319 Building $82,950 |
| 2022 | $1,152.00 Homeowner's exemption Senior Citizen's exemption | $27,585 Land $5,473 Building $22,112 | $82,755 Land $16,419 Building $66,336 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2824 Cardigan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2824 Cardigan Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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