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2827 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2827 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 2015
Lot Size0.139 acres (6,098 sqft)
Owner2 Individual Names on File
Tax Bill$4,769 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN192631015700010170

Property Details

APN / Parcel Number

Primary APN192631015700010170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Heated Area
Gross Area2,243 sqft
1st Floor Area1,707 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area95 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2827 SHELBURNE WAY
CitySAINT CLOUD
StateFL
Zip34772-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 17
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PHS 1 3 &3A
Legal Phase1
Legal Tract157
Legal Block1
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43304

Owner

2827 Shelburne Way is owned and occupied by two individuals who acquired it in January 2024.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address2827 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Mar 26, 2025Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2024
Deed SaleJan 12, 2024
Prior SaleSep 11, 2014 · Amount on File
Deed Document Number0065332471
Deed Book / Page4785 / 2484
Prior Transfer DateMay 29, 2015
Prior Transfer Doc2015076325
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2827 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2827 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number0059790479
DateJun 11, 2021
Book Page5979/479
Instrument2021091197
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term288 Months
DueJun 1, 2045

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2827 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2827 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number0067600126
DateMar 26, 2025
Book Page6760/126
Instrument2025037476
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term243 Months
DueJun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2827 Shelburne Way was $4,769 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,769.00 Homeowner's exemption$202,446$305,500 Land $70,000 Building $235,500
2023$4,379.00 (+2.27%) Homeowner's exemption$191,011 (+3%)$306,900 (+15.9%) Land $60,000 Building $246,900
2022$4,282.00 Homeowner's exemption$185,448$264,800 Land $55,000 Building $209,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2827 Shelburne Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2827 Shelburne Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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