2822 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2822 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,900 (Mar 2015)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Aug 2025 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0157-0001-0360`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0157-0001-0360`
Alternative APN	`263119015700010360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2822 SHELBURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 36
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 1
Legal Phase	1
Legal Tract	157
Legal Block	360
Legal Lot Number	36
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 22, 2017	Quit Claim Deed, Transfer · VA Mortgage SOVEREIGN LNDG
Jul 14, 2017	Grant Deed FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2015 · Amount on Record
Deed Sale	Mar 4, 2015 · Amount on Record
Prior Sale	Aug 13, 2014 · Amount on Record
Deed Document Number	201531320
Deed Book / Page	4743 / 2997
Last Transfer Date	Aug 7, 2025
Transfer Doc	0068340363
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 13, 2025
Property Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Document Number	0068340363
Book / Page	6834 / 363
Map Reference	MB 22 PG 75
Instrument Date	Aug 7, 2025
Instrument	2025100767
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910

Mortgage

Document Number	0058571363
Date	Dec 23, 2020
Book Page	5857/1363
Instrument	2020174624

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 22, 2017
Property Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Document Number	0052110973
Book / Page	005211 / 000973
Instrument Date	Sep 14, 2017
Instrument	134321
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 SHELBURNE WAY ST CLOUD FL 347728910, ST CLOUD, FL 34772-8910

Mortgage

Document Number	52110976
Date	Sep 22, 2017
Book Page	005211/000976
Instrument	134322

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

July 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2017
Property Address	2822 SHELBURNE WAY, SAINT CLOUD, FL 34772-8910
Document Number	0051791939
Book / Page	005179 / 001939
Instrument Date	Feb 27, 2015
Instrument	102868
Record Updated	Aug 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2822 SHELBURNE WAY ST CLOUD FL 347728910, ST CLOUD, FL 34772-8910

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (+6.21%)	$212,483 (+5.99%)	$320,200 (-0.56%) Land $70,000 Building $250,200
2024	$4,463.00 (+2.81%)
2023	$4,341.00 (+2.41%) Homeowner's exemption Senior Citizen's exemption	$200,481 (+3%)	$322,000 (+15.91%) Land $60,000 Building $262,000
2022	$4,239.00 Homeowner's exemption Senior Citizen's exemption	$194,642	$277,800 Land $55,000 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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