2825 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2825 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Feb 2017)
Tax Bill	$7,253 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0157-0001-0180`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0157-0001-0180`
Alternative APN	`263119015700010180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2825 SHELBURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 18
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 1
Legal Phase	1
Legal Tract	157
Legal Block	180
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43304

Owner

2825 Shelburne Way is owned and occupied by two individuals who acquired it in November 2017.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 11, 2018	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Nov 28, 2017	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on File
Deed Sale	Feb 9, 2017 · Amount on File
Prior Sale	May 29, 2014 · Amount on File
Deed Document Number	201722339
Deed Book / Page	5100 / 151
Last Transfer Date	Nov 9, 2017
Transfer Doc	0052442593
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0058020123
Date	Sep 29, 2020
Book Page	5802/123
Instrument	2020130167

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0055991837
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	0055991837
Date	Oct 2, 2019
Book Page	005599/001837
Instrument	127560

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0054540554
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2825 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	0054540554
Date	Dec 26, 2018
Book Page	005454/000554
Instrument	187436

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 28, 2017
Property Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0052442593
Book / Page	005244 / 002593
Instrument Date	Nov 9, 2017
Instrument	168498
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2825 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	52442596
Date	Nov 28, 2017
Book Page	005244/002596
Instrument	168499

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 9, 2017
Property Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0051000151
Book / Page	5100 / 0151
Map Reference	MB22 PG75-83
Instrument Date	Jan 27, 2017
Instrument	2017022339
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LA ROSA TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2825 SHELBUM WAY, 2825, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0051000153
Date	Feb 9, 2017
Instrument	5100/0153

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2825 Shelburne Way was $7,253 with exemptions applied, up 4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,253.00 (+4.02%) Homeowner's exemption Veteran's exemption	$235,740	$330,700 Land $70,000 Building $260,700
2024	$6,973.00 (+1.91%)
2023	$6,842.00 (+44.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$222,425 (+3%)	$333,200 (+15.82%) Land $60,000 Building $273,200
2022	$4,741.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,947	$287,700 Land $55,000 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2825 Shelburne Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2825 Shelburne Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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