2827 95th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2827 95th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2004
Lot Size	0.161 acres (7,041 sqft)
Owner	Individual Name on Record
Last Sale	$151,900 (Dec 2013)
Tax Bill	$1,402 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6295.0315-9`

Property Details

APN / Parcel Number

Primary APN	`6295.0315-9`
Alternative APNs	`331819629503159` `0629503159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,041 sqft (0.161 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	331819629503159
Old Parcel Number	0629503159
Street Address	2827 95TH ST E
City	PALMETTO
State	FL
Zip	34221-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 10 BLOCK D NORTH OAKS ESTATES PI#6295.0315/9
Legal Range	18E
Legal Township	33S
Legal Section	19
Legal Subdivision	NORTH OAKS ESTATES
Legal Tract	629500
Legal Block	D
Legal Lot Number	10
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2002
Census Tract	1602

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2827 95TH ST E, PALMETTO, FL 34221-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK SOUTH FLORIDA
Sep 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2013 · Amount on Record
Deed Sale	Dec 4, 2013 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	0025005939
Deed Book / Page	2500 / 5939
Last Transfer Date	Sep 20, 2021
Transfer Doc	202141124355
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2827 95TH ST E, PALMETTO, FL 34221-1716
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 95TH ST E, PALMETTO, FL 34221-1716

Mortgage

Document Number	0041090653
Date	Jul 22, 2025
Instrument	202541090653

Lender

Name	FIFTH THIRD BANK SOUTH FLORIDA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2055

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Sep 20, 2021
Property Address	2827 95TH ST E, PALMETTO, FL 34221-1716
Document Number	0041124355
Map Reference	MB 43 PG 137-143
Instrument Date	Sep 15, 2021
Instrument	202141124355
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 95TH ST E, PALMETTO, FL 34221-1716

Mortgage

Document Number	0041124356
Date	Sep 20, 2021
Instrument	202141124356

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,356 (+5.99%)	$291,267 (-1.99%) Land $40,800 Building $250,467
2024	$1,402.00 (+2.79%)
2023	$1,364.00 (+3.96%) Homeowner's exemption	$121,106 (+3%)	$297,179 (+13.92%) Land $40,800 Building $256,379
2022	$1,312.00 Homeowner's exemption	$117,579	$260,864 Land $40,000 Building $220,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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