2804 95th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2804 95th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,633 sqft · built 2004
Lot Size	0.26 acres (11,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Mar 2022)
Tax Bill	$4,346 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6295-0120-9`

Property Details

APN / Parcel Number

Primary APN	`6295-0120-9`
Alternative APNs	`331819629501209` `0629501209`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,337 sqft (0.26 acres)
Lot Dimensions	118 ft deep x 96 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0629501209
Street Address	2804 95TH ST E
City	PALMETTO
State	FL
Zip	34221-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 7 BLK B NORTH OAKS ESTATES PI#6295.0120/9
Legal Range	18E
Legal Township	33S
Legal Section	19
Legal Subdivision	NORTH OAKS ESTATES
Legal Tract	00629500
Legal Block	B
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2001
Census Tract	1602

Owner

Source: Manatee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2804 95TH ST E, PALMETTO, FL 34221-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 9, 2022	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Feb 16, 2011 · Amount on Record
Deed Document Number	202232489
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2804 95TH ST E, PALMETTO, FL 34221-1715
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 95TH ST E, PALMETTO, FL 34221-1715

Mortgage

Document Number	0041039401
Date	Apr 18, 2024
Instrument	202441039401

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	2100 E ELLIOT RD # 94, TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 9, 2022
Property Address	2804 95TH ST E, PALMETTO, FL 34221-1715
Document Number	0041032489
Map Reference	MB 43 PG 137
Instrument Date	Mar 8, 2022
Instrument	202241032489
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	S AND S TITLE AND ESCROW LLC, MANUMENT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 PENSION AVE, BRADENTON, FL 34208-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 95TH ST E, PALMETTO, FL 34221-1715

Mortgage

Document Number	0041032490
Date	Mar 9, 2022
Instrument	202241032490

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2804 95TH ST E, PALMETTO, FL 34221-1715
Document Number	0026697248
Book / Page	002669 / 007248
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2804 95TH ST E PALMETTO FL 342211715, PALMETTO, FL 34221-1715

Mortgage

Document Number	0026697248
Date	Apr 18, 2017
Book Page	002669/007248
Instrument	41035941

Lender

Name	SUNCOAST FCU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 17, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,639 (-1.98%) Land $43,350 Building $260,289	$303,639 (-1.98%) Land $43,350 Building $260,289
2024	$4,346.00 (-2.88%)
2023	$4,475.00 (+88.42%)	$309,781 (+58.88%) Land $43,350 Building $266,431	$309,781 (+13.87%) Land $43,350 Building $266,431
2022	$2,375.00 Homeowner's exemption Disabled Person's exemption	$194,977	$272,037 Land $42,500 Building $229,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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