2824 95th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2824 95th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,121 sqft · built 2004
Lot Size	0.459 acres (20,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,000 (Mar 2022)
Tax Bill	$5,726 (2024)
Deeds & Mortgages	Mar 2022 Sale Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6295-0145-9`

Property Details

APN / Parcel Number

Primary APN	`6295-0145-9`
Alternative APNs	`331819629501459` `0629501459`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	2,693 sqft
1st Floor Area	2,121 sqft
Basement Area	260 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,005 sqft (0.459 acres)
View / Lot	Preserve
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	240 sqft
Porch	Open Porch
Porch Area	89 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0629501459
Street Address	2824 95TH ST E
City	PALMETTO
State	FL
Zip	34221-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 12 BLK B NORTH OAKS ESTATES PI#6295.0145/9
Legal Range	18E
Legal Township	33S
Legal Section	19
Legal Subdivision	NORTH OAKS ESTATES
Legal Tract	00629500
Legal Block	B
Legal Lot Number	12
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2001
Census Tract	1602

Owner

Source: Manatee County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2824 95TH ST E, PALMETTO, FL 34221-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	202228198
Prior Transfer Date	Jun 16, 2013
Prior Transfer Doc	0024790922
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 1, 2022
Property Address	2824 95TH ST E, PALMETTO, FL 34221-1715
Document Number	0041028198
Map Reference	MB 43 PG 137
Instrument Date	Mar 1, 2022
Instrument	202241028198
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2824 95TH ST E, PALMETTO, FL 34221-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 95TH ST E, PALMETTO, FL 34221-1715

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2824 95TH ST E, PALMETTO, FL 34221-1715
Document Number	0026597878
Book / Page	002659 / 007878
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2824 95TH ST E PALMETTO FL 342211715, PALMETTO, FL 34221-1715

Mortgage

Document Number	0026597878
Date	Feb 10, 2017
Book Page	002659/007878
Instrument	41012329

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$408,140 (-1.74%) Land $45,900 Building $362,240	$408,140 (-1.74%) Land $45,900 Building $362,240
2024	$5,726.00 (-3.31%)
2023	$5,922.00 (+131.78%)	$415,349 (+100.17%) Land $45,900 Building $369,449	$415,349 (+15.26%) Land $45,900 Building $369,449
2022	$2,555.00 Homeowner's exemption	$207,495	$360,368 Land $45,000 Building $315,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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