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2826 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2826 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,246 sqft · built 2007
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2018)
Tax Bill$6,830 (2025)
Deeds & MortgagesDec 2019 Transfer
Aug 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-29-179-017

Property Details

APN / Parcel Number

Primary APN06-29-179-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2826 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 766
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number766
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2030
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2826 BEACON POINT CIR, ELGIN, IL 60124-3113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Quit Claim Deed, Transfer
CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS
Aug 24, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
MAINSTREET MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleFeb 4, 2008 · Amount on Record
Deed Document Number201841714
Last Transfer DateSep 9, 2019
Transfer Doc0000059474
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 9, 2019
Property Address2826 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000059474
Instrument DateSep 9, 2019
Instrument59474
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyCHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateAug 24, 2018
Property Address2826 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000041714
Map ReferenceDOC2006K068247
Instrument DateAug 4, 2018
Instrument2018K041714
Transaction TypeForeclosure
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2826 BEACON POINT CIR, ELGIN, IL 60124-3113

Mortgage

Document Number0000041715
DateAug 24, 2018
Instrument2018K041715
Lender
NameMAINSTREET MORTGAGE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,830.00 (+30.27%) Homeowner's exemption Senior Citizen's exemption$105,530 (+8.57%) Land $34,955 Building $70,575$316,717 (+8.57%) Land $104,907 Building $211,810
2024$97,200 (+21.39%) Land $32,196 Building $65,004$291,717 (+21.44%) Land $96,627 Building $195,090
2022$5,243.00 (-2.8%) Homeowner's exemption$80,070 (+6.96%) Land $26,522 Building $53,548$240,210 (+6.96%) Land $79,566 Building $160,644
2021$5,394.00 Homeowner's exemption$74,860 Land $24,796 Building $50,064$224,580 Land $74,388 Building $150,192

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber · DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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