2823 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2823 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,225 sqft · built 2007
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2022)
Tax Bill$7,224 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-29-180-006

Property Details

APN / Parcel Number

Primary APN06-29-180-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,225 sqft Living Area
1st Floor Area1,225 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2823 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 686
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number686
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2028
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2823 BEACON POINT CIR, ELGIN, IL 60124-3113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Jan 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2022 · Amount on File
Deed SaleSep 22, 2022 · Amount on File
Prior SaleJun 4, 2007 · Amount on File
Deed Document Number202247084
Prior Transfer DateNov 5, 2015
Prior Transfer Doc0000064582
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 22, 2022
Property Address2823 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000047084
Map ReferenceDOC 2006K068247
Instrument DateSep 10, 2022
Instrument2022K047084
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 BEACON POINT CIR, ELGIN, IL 60124-3113

Mortgage

Document Number0000047085
DateSep 22, 2022
Instrument2022K047085
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2823 BEACON POINT CIR, ELGIN, IL 60124-3113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000806
DateJan 5, 2017
Instrument2017K000806
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,224.00 (+137.55%) Homeowner's exemption$102,697 (+8.57%) Land $34,955 Building $67,742$308,214 (+8.57%) Land $104,907 Building $203,307
2024$94,591 (+21.39%) Land $32,196 Building $62,395$283,887 (+21.44%) Land $96,627 Building $187,260
2022$3,041.00 (-2.81%) Homeowner's exemption$77,921 (+6.96%) Land $26,522 Building $51,399$233,763 (+6.96%) Land $79,566 Building $154,197
2021$3,129.00 Homeowner's exemption$72,850 Land $24,796 Building $48,054$218,550 Land $74,388 Building $144,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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